NCUA Insured
Member-Owned
2 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Santa Rosa, CA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1950
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Santa Rosa and serves members in the CA area. Currently serving 409,914 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.74%Used Auto Loan
5.34%Personal Loan
9.49%Credit Card APR
21.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).
Burbank, CA
Valencia, CA
Santa Rosa, CA
Glendale, CA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.9
101 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSlate Morris
7 months ago
Inside service still is good, but the ATM's outside are garbage. I try and use them to deposit my cash after work and they ALWAYS fail to take it all. Spitting money back out, and in tonight's case taking $3 (not a big deal but very concerning) and canceling my deposit completely. (It did not return all of my cash) (It took me 3 ATM's, 3 tries on each to deposit my cash. This is not the first time but is the final straw)
Stephany Barajas
4 months ago
Alfredo did an amazing job and made my process simple with the services i needed! Give him a raise all around a great person.
Justine Malone
5 months ago
Just came in to get change for my retail shop. I have 7 different accounts here. They made me go to my car to get my id. Then it took her 10 minutes to get me some rolls of coins and some ones. Instead of just using their head and exchanging bills for coins they have so many protocols including machine counting the money (it was $100) that this simple task turns into a lengthy transaction where the humanity, RCU?
Jason Herrick
5 months ago
90% of the time when I need to use the atm there is only 1 of the three that is giving cash. The line inside is out the door. I am sick and tired of this. Hire more tellers, make sure atms have cash. Banks are making more money then every. It's our money, let us have it.
William Zuniga
12 months ago
My experience here was excellent. I went in to ask about applying for a debt transfer from my current creditor to RCU. Stephanie was SUPER helpful, taking my goals into account and setting me up with a much lower-interest credit card. She even showed me that I could transfer my auto loan to RCU and save myself a ton of money that way, too. In all, great experience. THANK YOU STEPHANIE!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(800) 479-7928Website
Visit WebsiteMembers
409,914
Total Assets
$9.8B
Year Opened
1950
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile