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Sonoma

917 College Ave, Santa Rosa, CA 95404
NCUA Insured4.0 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

917 College Ave

Santa Rosa, CA 95404

Service Area

This credit union is located in Santa Rosa and serves members in the CA area. Currently serving 1,798 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.50%

Used Auto Loan

7.50%

Personal Loan

17.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jim Ferguson

Jim Ferguson

3 months ago

Great credit union , nice people I have been a member for 15 years and always get great service

Edie Kopp

Edie Kopp

a year ago

I've been very impressed with your loan department, especially with Nessa and Ashlee. From start to finish they exhibited outstanding customer service. Throughout the process they assisted me and navigating the HELOC application with their patience, knowledge and positivity. Thank you!

Joseph Pino

Joseph Pino

a year ago

For nearly a year I was attempting to purchase a manufacture home in a senior park. My Credit Union could not make a loan for this type of property and referred me to Sonoma FCU. from the time of my application all the way thru my ultimate purchase and closing this month, the staff at Sonoma FCU has been, responsive, courteous, and helpful through my months of calls for assistance for several prequalification letters quickly, explaining the loan programs available, and setting up my accounts as needed to transfer funds as needed from my bank each month as needed to maintain my payments. I couldn't be more pleased. They even have me on follow-up when rates drop so I can refi my loan to lower my payments. Very well done.

Martin Rivarola

Martin Rivarola

a year ago

I also share the feeling that SFCU is the best bank services around by a long mile! I have been a member since April 1999 and I appreciate them every year a little more. Not only the customer service is awesome, it is more than that, they know you by name, you get treated as family. I just could not be happier with SFCU and I will not change them for any commercial bank. I love my credit union!

Lorraine Duncan

Lorraine Duncan

9 years ago

Amazing personal service. Professional, well trained, caring, and fun. You can't beat Sonoma Federal Credit Union for the best financial services around. They don't just treat your numbers; they will hunt for solutions that meet your personal financial needs. I love this place and the dedicated staff that serve it's members.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).