NCUA Insured
Member-Owned
1 charter
Established in 1961
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Santa Rosa, CA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1961
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Santa Rosa and serves members in the CA area. Currently serving 1,798 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.50%Used Auto Loan
7.50%Personal Loan
17.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).
Burbank, CA
Valencia, CA
Santa Rosa, CA
Glendale, CA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
19 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJim Ferguson
3 months ago
Great credit union , nice people I have been a member for 15 years and always get great service
Edie Kopp
a year ago
I've been very impressed with your loan department, especially with Nessa and Ashlee. From start to finish they exhibited outstanding customer service. Throughout the process they assisted me and navigating the HELOC application with their patience, knowledge and positivity. Thank you!
Joseph Pino
a year ago
For nearly a year I was attempting to purchase a manufacture home in a senior park. My Credit Union could not make a loan for this type of property and referred me to Sonoma FCU. from the time of my application all the way thru my ultimate purchase and closing this month, the staff at Sonoma FCU has been, responsive, courteous, and helpful through my months of calls for assistance for several prequalification letters quickly, explaining the loan programs available, and setting up my accounts as needed to transfer funds as needed from my bank each month as needed to maintain my payments. I couldn't be more pleased. They even have me on follow-up when rates drop so I can refi my loan to lower my payments. Very well done.
Martin Rivarola
a year ago
I also share the feeling that SFCU is the best bank services around by a long mile! I have been a member since April 1999 and I appreciate them every year a little more. Not only the customer service is awesome, it is more than that, they know you by name, you get treated as family. I just could not be happier with SFCU and I will not change them for any commercial bank. I love my credit union!
Lorraine Duncan
9 years ago
Amazing personal service. Professional, well trained, caring, and fun. You can't beat Sonoma Federal Credit Union for the best financial services around. They don't just treat your numbers; they will hunt for solutions that meet your personal financial needs. I love this place and the dedicated staff that serve it's members.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(707) 527-6216Website
Visit WebsiteMembers
1,798
Total Assets
$80.6M
Year Opened
1961
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile