Sea Air

PO Box 2648, Seal Beach, CA 90740

NCUA Insured2.5 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Seal Beach, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 2648

Seal Beach, CA 90740

Google Maps 🗺Waze

(888) 732-2471

Service Area

This credit union is located in Seal Beach and serves members in the CA area. Currently serving 6,266 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.02%

Used Auto Loan

5.54%

Personal Loan

13.51%

Credit Card APR

12.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.5

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Wyatt

5 months ago

What a trash credit union. Your automated system is complete garbage, no way to just dial zero to talk to somebody. Having to call back times just to try and maybe more.

Tai Mitchell

8 years ago

You know what's great? A bank that won't pick up their phone, a website that's hard to navigate through, and an online bank with too many errors to let you pay a bill. They make it so hard to reach them and pay them I'd have to make the 30 MINUTE DRIVE all the way to the nearest bank. But oh wait, I'm too busy working during their small window of open hours JUST TO PAY THE BILLS I OWE THEM. You'll end up paying more interest and hurting your credit than whatever it is you opened up the account for in the first place! STAY AWAY.

E E

6 years ago

Called there 1 800 no. Keep getting robo call. Get connected to a persons desk, please leave a message, voice mail box is full. Press 0 as instructed to connect to the operator, line is no longer in service. On hold so far for ten minutes, message repeating, all lines are busy please hold. Called another branch asked to type in name and leave a message. Poor customer service, if you can't even connect to a live person.

Myah Myah

6 years ago

I get today is the start of the conversion, but we should no have issues accessing funds. I called customer svc today to report my issue. I was directed to another atm at which I am having the same issue. Ridiculous!

Laura Graham

9 years ago

I have a few problems with being wife to primary account holder. Though their fraud protection team can be a bit overbearing, I was just saved from being fraudently charged 1000 dollars.