Torrance Community

P.O. Box 4327, Torrance, CA 90510

NCUA Insured4.3 (38 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Torrance, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 4327

Torrance, CA 90510

Google Maps 🗺Waze

(310) 618-9111

Service Area

This credit union is located in Torrance and serves members in the CA area. Currently serving 8,034 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.25%

Personal Loan

11.50%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.3

38 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Emily Brown

9 months ago

Getting an auto loan here was the easiest most seamless process. Buying a car is already intimidating but TCCU made me feel at ease. And their interest rates are WAY better than what any dealership or major bank will offer. I love TCCU!

Lil Junio

4 months ago

Been a member for many many decades. Something sad yet loving happened today, I related to the team member (one of 3) who was helping with my transaction, that my partner of 30 years just passed away, then one at a time each came out and gave me the biggest condolence hug ever.

Nadia va

8 years ago

This place sometimes is busy but the line goes down pretty quick on Fridays they have chocolate chip cookies. The ATM is usually empty and the parking lot is a good size.

Mario Cruz

9 months ago

I’ve banked with TCCU for many years now, and they have always been great. Recently, Jose and Anaisa went above and beyond to help me with a loan, and I truly appreciate their outstanding service. Many thanks to both of them and to TCCU.

V S

7 years ago

If you have a small business, it's not easy to find a credit union with great service and low fees that *also offers business accounts. From the time I first spoke with the staff on the phone, I've received consistently patient and helpful service. That's a huge difference compared to my experiences with the big retail banks. The process of setting up both my business and personal sights was smooth and fast. All their staff members have been welcoming and helpful. Their banking app also works consistently well and quickly on my phone. It's been updated to accept my fingerprint to securely unlock, which is another time saver. I haven't been with any other bank that has given me as much value as TCCU.