Befit Financial

PO Box 5760, Vacaville, CA 95696

NCUA Insured4.7 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 5760

Vacaville, CA 95696

Google Maps 🗺Waze

(707) 557-8900

Service Area

This credit union is located in Vacaville and serves members in the CA area. Currently serving 2,407 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.45%

Used Auto Loan

6.89%

Personal Loan

5.14%

Credit Card APR

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%

North Bay— Personal Loan

Santa Rosa, CA

2.33%

Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.7

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Patricia Mckeldin

a year ago

I have been a customer of this credit union since the 1990's. They have always been very customer oriented and will help you with any question or issue not matter how small. Their rates are competitive and I love that they know you which other financial institutions do not convey. This is why I will not change my banking services. They have helped me in several home and car purchases. I highly recommend them.

Terrie Camara

a year ago

I have been doing all my business with Kaiperm Northbay Federal Credit Union for many years. The employees are excellent, knowledgeable and personable and are always available for any of my needs. They and the smaller branch size makes me feel like an individual, not just a number. I appreciate every one of them!!

Angela Wilson

a year ago

I recently sent a wire transfer through BFFCU, and I wanted to commend Jemima Oliveira for her exceptional service. Throughout the process, she made sure I was protected by performing thorough due diligence. Her attention to detail and dedication to safeguarding my transaction gave me great peace of mind. Thank you, Jemima, for your outstanding work!

Laura Wonn

a year ago

Befit fcu Staff have always been friendly, knowledgeable and professional. I use the app for practically everything I need to do! I like that alot. I've never had less than perfect experiences with BFFCU. I highly recommend!