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Tucoemas

PO BOX 5011, Visalia, CA 93278
NCUA Insured3.8 (91 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 5011

Visalia, CA 93278

Google Maps🗺Waze
(559) 737-5900

Service Area

This credit union is located in Visalia and serves members in the CA area. Currently serving 25,038 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.31%

Used Auto Loan

9.68%

Personal Loan

13.81%

Credit Card APR

12.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%
Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%
North Bay— Personal Loan

Santa Rosa, CA

2.33%
Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.8

91 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Johnny Gonzales

Johnny Gonzales

5 months ago

I been having to setting up a few appointments every time I go in they dont have loan officers and they apologize how many appoligys and how many appointments are you going to make me? I have to find a new bank that will help me. Theses guys don't know whats going on.

Deisel Hogg

Deisel Hogg

4 years ago

I decided to change my review for Tucoemas Federal credit union!! Great job, I love how I was asked to give a review on the customer service I received!! Tucoemas on Akers has definitely stepped it up and provided exceptional customer service. I am definitely returning for all my banking needs. ❤️ Thank you.

Joseph Murray

Joseph Murray

5 months ago

Helpful friendly staff. Everyone I dealt with was helpful. Addressed my concern and helped me deal with it- thank you

David R

David R

6 months ago

Why is it so hard to get someone to answer the phone? I’ve had to go into a branch several times, because I can’t get anyone on the phone or a call back. This banks customer service is in serious decline

Ricky Yanez

Ricky Yanez

11 months ago

Cheyenne with Tucoemas helped me out with my loan application & made it a super easy process from start to finish. Highly recommend Tucoemas for your financial needs, couldn’t be happier !

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).