Back to Wilmington credit unions

U.S.B. Employees

300 Falcon St., Wilmington, CA 90744
NCUA Insured4.2 (46 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

300 Falcon St.

Wilmington, CA 90744

Service Area

This credit union is located in Wilmington and serves members in the CA area. Currently serving 303 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.00%

Used Auto Loan

8.00%

Personal Loan

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Ian Solva

Ian Solva

a year ago

I recommend this place, they are very friendly, I financed a car here at a very good interest rate, the dealer offered me a rate almost double what they offered me here... 😊 It's great that places like this exist, thank you very much...

Miguel Hernandez

Miguel Hernandez

3 years ago

Amazing Bank, never had any issues. Appreciate the new ATM they put at my branch and staff are very helpful. Deborah helped me out with information on some loans that felt more welcoming than other banks I had ever inquired!

Cherristan Hernandez

Cherristan Hernandez

3 years ago

I’ve had great experiences going to the Self Help Credit Union in Wilmington! Especially with Debbie…she was so kind, sweet, and patient when I needed help with anything. Great employee :)

Yammy Edwards

Yammy Edwards

3 years ago

I really love this bank they have good customer service skills very nice and helpful always have a smile on they great service the staffs here are very amazing on a scale 1-10 I will give a big 10

April Bellhouse

April Bellhouse

6 years ago

Anyone who would employ a self serving disgusting disgrace to the Wilmington community, is not worthy to in trust money too! I will urge all of my family and friends who have accounts at family federal credit union to remove there money ASAP because there is no accountability or loyalty to the community. when the harbor commissioner and CEO of family federal credit union Luica Moreno-Lunares Was quoted said when appointment from the Mayor in Daily Breeze: "You can’t leave behind those people who depend on the port for their livelihoods,” SHE SOLD OUT and showed how two faced she really is. She didn’t fight or support family! Disgrace to Wilmington. No one should do business with a financial institution that could employ someone with no integrity

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).