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Yolo

PO Box 657, Woodland, CA 95776
NCUA Insured4.0 (40 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 657

Woodland, CA 95776

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(530) 668-2700

Service Area

This credit union is located in Woodland and serves members in the CA area. Currently serving 23,186 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

7.79%

Personal Loan

10.24%

Credit Card APR

11.05%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%
Sunkist Employees— Used Auto Loan

Valencia, CA

2.40%
North Bay— Personal Loan

Santa Rosa, CA

2.33%
Glendale Area Schools— Credit Card APR

Glendale, CA

6.46%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.0

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Eric Osborn

Eric Osborn

10 months ago

Tried to open an account with my newly turned 18 daughter. She had a considerable amount of money she wanted to deposit and start life as a grown up. Was essentially told "No" because YFCU won't take temporary ID from DMV (the DMV told us that some banks do). I am so disgusted with the lack of service I am seriously considering yanking all my accounts. When banks treat customers like they are doing us a favor I consider that backwards. They seem to forget they would not exist if customers vote with their feet.

silvia de soto

silvia de soto

a year ago

Our experience with the Yolo Federal Credit Union was great. Their representative Rory was friendly and professional. She explained everything, and we knew what to expect. No unpleasant surprises.

Juan Rodriguez

Juan Rodriguez

11 months ago

Abigail was very helpful and professional. She opened new CD account in a timely manner. She even booked an appointment for the following weekend. Thank you very much.

Dora Ambriz

Dora Ambriz

11 months ago

Matthew was really helpful and took care of me in a fast and timely matter. I would really recommend for family and friends for their services at Yolo Federal Credit Union best rates

Vanessa Gonzalez

Vanessa Gonzalez

a year ago

Love this place! I highly recommend Abigail F she help me and my family out and made the process smooth and easy! Her customer service was amazing from the moment we got there to when we left!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).