Back to Yreka credit unions

Siskiyou

P O Box 1125, Yreka, CA 96097
NCUA Insured4.0 (46 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 1125

Yreka, CA 96097

Service Area

This credit union is located in Yreka and serves members in the CA area. Currently serving 11,567 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.66%

Used Auto Loan

5.98%

Personal Loan

12.13%

Credit Card APR

10.36%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Helen Vos

Helen Vos

4 months ago

I’ve had multiple auto loans with SCCU, and this most recent one lasted me the longest. This past year, life has been crazy to say the least, and even when I was in the wrong, SCCU still made an effort to connect with me and work through the hard times. They treated me with respect and understanding and never made me feel judge, just supported. You can tell they genuinely care and are simply doing their jobs with integrity and compassion. Moving all around and coming back to the area soon and looking forward to banking with them. They aren’t a big corporation just trying to collect another check. They are FOR the members not against them- Thank you for all.

Donna Brooks

Donna Brooks

4 months ago

From the very beginning, Siskiyou Central Credit Union has been helpful in all my business needs. They are #1.

Samuel Gray

Samuel Gray

a year ago

Autopay system is broken for loans, constantly takes double payments that take a month plus to unwind and get the extra payment returned. To Address the response from Siskiyou: Yes your support reached out to me, after I had already called them to see what caused the autopay system to take two payments out of my account, the response was "We don't know why it did that." The offer to send the extra payment back to my account is worthless since it takes a little over a month to reverse the charge. How do I know this? This same thing has happened 4 times to me since I started my loan with them. It has reached a point where I told them not to attempt to fix the issue in any way, as it seems to cause even more issues with their payment system, and yet despite me telling them to not do anything, they still have decided to not listen to their customer and fix the issue despite being told not to. This has reached a point where I'm looking to refinance with another bank or credit union even if I end up with a higher monthly payment, because paying a little extra each month is still better than being charged twice.

Aaron & Stina Griffin

Aaron & Stina Griffin

2 years ago

First off SCU Seems customer friendly. Then they get a chance to show there true colors once you start putting money into this institution. I had to stop put money in this bank because they think they can post payments out of my account anytime without my authorization which happened more than once. on a car loan that I had 10 days late they freeze my account. Their customer service is terrible there about themselves and not their customers be aware of where you’re putting your money!!! do not put it with this bank Siskiyou credit union it’s for themselves!

Sean Day

Sean Day

6 months ago

The staff are friendly and fast when busy more tellers arrive to help customers.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).