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Electrical

5080 W 60TH AVE, Arvada, CO 80003
NCUA Insured4.0 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

5080 W 60TH AVE

Arvada, CO 80003

Service Area

This credit union is located in Arvada and serves members in the CO area. Currently serving 4,030 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.03%

Used Auto Loan

6.94%

Personal Loan

11.20%

Credit Card APR

9.96%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jennifer Barnes (Jen)

Jennifer Barnes (Jen)

5 years ago

They allowed my son who is a minor to open an account with an adult who has no legal guardianship over him. This credit union is a scam and I would not trust them. I try to talk them about the situation and instead they said it’s fine as long as it’s his grandma. How do they know that is his grandma. How do they know she won’t take his money. They don’t. I can not take my minor son to close this account with out his “grandmas” permission. She has full control over his money! My son who is a minor and was told to do this had no choice. My son has a disability and does not understand what he signed. This should be illegal. Instead of helping me they spoke to me rudely and hung up on me!

Timmy Garzelli

Timmy Garzelli

2 years ago

Second time going through them for an auto loan have been amazing and completely helpful the entire way I wanna give a big shout out to Jessi she is amazing and deserves a raise forsure😂😁!

Jasper Garcia

Jasper Garcia

4 years ago

This has been the worse banking experience I ever had. They block debt cards all the time. The customer service is horrible. And the loan I received ended up being negative to my credit. Please save yourself from the frustration. Do not go with this bank. Not worth a single star.

Joshua w

Joshua w

4 years ago

Catrina went out of her way to help me over the phone with documents needed for closing on a house. She was very professional and quick to get me the document. Really saved the day, Thank you Catrina!

Tim Allport

Tim Allport

6 years ago

Just closed an account I had for many years. Nothing about EFCU is much different than any CU or bank. I was hoping for better customer service when I opened the account. Instead I got the usual impersonal numbers game.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).