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Metrum Community

6980 S Holly Cir, Centennial, CO 80112
NCUA Insured4.2 (66 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

6980 S Holly Cir

Centennial, CO 80112

Service Area

This credit union is located in Centennial and serves members in the CO area. Currently serving 5,786 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.22%

Used Auto Loan

7.16%

Personal Loan

14.71%

Credit Card APR

14.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Reinelle Abrazado

Reinelle Abrazado

3 months ago

I got an auto loan with this bank through my broker. I decided to go with them because their rate was the lowest compared to others. When I opened the auto loan, I had to also open a "Base Share" account where I had to deposit $25. I paid off my car loan in 2 months, but had a $2.16 balance. When I first called, I believe I spoke to Patrick, who explained to me that the balance could be paid by the funds in my Base Share account, and sent me a form to close my account on 01/09/2026, and I signed it on 01/10/2026. At this point, I was under the impression that everything that Patrick and I spoke about would be processed. However, I hadn't received my title or the check for the remaining balance on my account, so I sent a follow up email through the messaging portal on 01/30/26 (15 business days after Patrick and I spoke and after all necessary forms were signed and submitted). Mary followed up with me on 02/17/2026, but I had to re-explain everything that I spoke to Patrick about (so I presume nothing had been processed). When I brought this to their attention and suggested that someone dropped the ball, Mary denied dropping the ball. It may not have been her, but SOMEONE did not complete the process in a timely manner. It's more frustrating and disappointing that they didn't accept accountability for their lack of diligence in the process, rather than their actual lack of diligence. At this point, I was told this should all be resolved in 10 business days from 02/17/2026. So hopefully, this will be processed more timely.

D.C M.L

D.C M.L

5 months ago

This bank has provided a rather unusual experience. Following online approval and receipt of a membership number, my application was temporarily suspended prior to funding. However, upon visiting the branch to complete the funding process, I was notified that my application had been denied, despite the initial approval. I am now seeking a banking institution that is more welcoming and inclusive. Thanks Megan Lane !

M G

M G

a year ago

Metrum is phenomenal. My wife & I wanted to use the equity in our car and they gave us a phenomenal rate that was better than our bank. Metrum is personal and professional. The person who helped us has been with them for over 20 years. What a great company. We are so glad that we became members. If you need to borrow money, this is definitely the place to go.

Beckita

Beckita

2 years ago

I moved all my accounts to Metrum Community Credit Union after I got approved for an automobile loan through them in April of 2021. All of my dealings with Metrum since then have been nothing but positive. All of their associates are extremely helpful and pleasant. I have a higher rate of return on my savings account and CD, and I have never paid a dime to them for any kind of "fee" that the big banks charge on a monthly basis. I highly recommend Metrum Community Credit Union to anyone! You will be happy that you made the change, I definitely am.

Amber Martinez

Amber Martinez

a year ago

I have been with the Credit union since the age of 18 yrs. old. They have always been, professional, knowledgeable, helpful in every way possible. I would never change banks due to all of the positive experiences I have had.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).