One Thirteen

3505 N Chestnut St, Colorado Spring, CO 80907

NCUA Insured3.9 (14 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Colorado Spring, CO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3505 N Chestnut St

Colorado Spring, CO 80907

Google Maps 🗺Waze

(719) 632-7118

Service Area

This credit union is located in Colorado Spring and serves members in the CO area. Currently serving 1,036 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.76%

Used Auto Loan

4.00%

Personal Loan

8.33%

Credit Card APR

14.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Horizons North— New Auto Loan

Westminster, CO

3.00%

Horizons North— Used Auto Loan

Westminster, CO

3.00%

Clean Energy— Personal Loan

Englewood, CO

2.99%

Horizons North— Credit Card APR

Westminster, CO

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.9

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Danielle McCarthy

a year ago

Longstanding member and do not ever see myself leaving. The ladies in the office are warm, welcoming, and most helpful. One of the best credit unions in town.

Fredia Thompson

5 years ago

The ladies that run the Credit Union cares about each person. They will work with you to meet your needs. Not like big credit union where you are just a number. I think they are the best in town.

Mary Ellen Johnson

7 years ago

Always pleasant and professional. Whether processing a loan for a vehicle or a simple credit card payment, staff always handles things very quickly. a pleasure to do business with them!