Coloramo

516 28 Road, Grand Junction, CO 81501

NCUA Insured3.4 (109 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Grand Junction, CO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

516 28 Road

Grand Junction, CO 81501

Google Maps 🗺Waze

(970) 243-7280

Service Area

This credit union is located in Grand Junction and serves members in the CO area. Currently serving 12,755 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

7.00%

Personal Loan

15.75%

Credit Card APR

15.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Horizons North— New Auto Loan

Westminster, CO

3.00%

Horizons North— Used Auto Loan

Westminster, CO

3.00%

Clean Energy— Personal Loan

Englewood, CO

2.99%

Horizons North— Credit Card APR

Westminster, CO

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.4

109 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shanea Perry

a month ago

These folks are absolutely wonderful and such a pleasure to bank with. I had a duplicate IRS charge on my account due to a mishap, which put me severely in the negative and they hustled and got it fixed for me. Thank goodness because I had no idea how I was going to get through the month until it was fixed. They had it done before the day was over. They showed complete compassion, understanding and outright humanity. Thank you so much folks, you are outstanding!

Steve Bobrick

4 years ago

I have been a member of credit unions for years. I have been in the Board and I was chairman of the Supervisory Committee. We were a member at a different credit union and after they moved and did things contrary to being a credit union I shopped around for a new one. I went in to several Credit Unions and interviewed them. There was only one stand out Credit Union! Coloramo! Friendly and service minded. They answered questions and they are a real credit union. I even had a problem and they took care of it!!!! Thank you!!!! If you don’t know credit unions they do not behave like banks. You become a member! Which is different from being a customer. I am thrilled to be a member of Ciloramo !!!

Dan Forman

9 months ago

I want to give a big THANKS to Jeff, Amy and Katie for all their time and attention to our recent refi loan transaction…We closed the loan on time and everything went smooth. They were all very knowledgeable and helpful during the process. We are very satisfied and glad we chose Coloramo CU for our mortgage loan.

Luis Reyes

5 months ago

If it gave me an option to rate 0 STARS I would!! Absolutely terrible bank do not bank with Coloramo. I REPEAT DO NOT BANK WITH COLORAMO. Awful communication service and do not stick to there word. Will lie to you. And have you waiting hours for simple questions. Do not associate with this bank! Save yourself the Stress!!