Options

5935 S Zang St, Unit 4, Littleton, CO 80127

NCUA Insured4.8 (28 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Littleton, CO may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

5935 S Zang St, Unit 4

Littleton, CO 80127

Google Maps 🗺Waze

(303) 860-1117

Service Area

This credit union is located in Littleton and serves members in the CO area. Currently serving 561 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.37%

Used Auto Loan

8.18%

Personal Loan

9.59%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Horizons North— New Auto Loan

Westminster, CO

3.00%

Horizons North— Used Auto Loan

Westminster, CO

3.00%

Clean Energy— Personal Loan

Englewood, CO

2.99%

Horizons North— Credit Card APR

Westminster, CO

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.8

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Gwendolyn Newberry

a year ago

I used Options to purchase my car back in 2019. The rates were unbeatable (in the words of the dealership I was working with) and they have been wonderful to work with. Anytime I had a question or needed something, they were pleasant and helpful. I've paid off my vehicle, but wouldn't hesitate to use them again in the future. I did not expect to ever rate a bank, but they really are great to work with.

T Howell

2 years ago

I've been with Options CU since 2005 and the services and products just keep getting better. It's a relatively small credit union but with full services. I've always had excellent personal service whenever I call and it's taken care of. Options participates in shared branch so I can go to any credit union that participates and transact business. Great rates on loans and high yield on savings. Why use a big impersonal bank when you can be a part owner of your credit union? Funds are insured like in a bank. I'm happy with Options and plan to keep my accounts there for the foreseeable future.

Kevin Millard

a year ago

I noticed that Options Credit Union was offering a very attractive rate on balance transfers to an Options CU credit card. I had an old Options CU credit card but it had expired. Sherry went above and beyond in getting my card reinstated and then made the balance transfer for me.

Ray Padilla

2 years ago

This place is amazing. After being with WF for 15 years I switched to Options, seeking a more personable style of banking. Sherry and Nicole were instantly welcoming, and put me and my young family on a path to reclaim our finances. I am so happy to be a part of the Options CU family and urge anyone reading this to do the same!

Johanna Eagan

4 years ago

The first cold day of the year and our furnace went out to the tune of $11,500.00. Options ( Sherry) was Johnny on the spot to help me with financing this necessity! Sherry came up with the most cost effective solution for me, sent documents, and wired funds to my bank all before the installers completed the installation the next day! The whole process took less than 24 hours. All of our car loans were serviced with the same professionalism, friendliness, and speed. The staff is excellent and the interest rates can't be beat!