Back to Sterling credit unions

Sterling

PO BOX 1086, Sterling, CO 80751
NCUA Insured4.3 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 1086

Sterling, CO 80751

Service Area

This credit union is located in Sterling and serves members in the CO area. Currently serving 10,272 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.99%

Personal Loan

16.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.3

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
William Bales

William Bales

10 months ago

I just want to say, I absolutely LOVE this bank, they took a chance on a homeless guy and now I'm retired and in a much better place, they are friendly, professional and more than helpful, if you're in any other Bank in Sterling Colorado?... Why just why?, I would suggest you come over here and get an account with Sterling Federal credit Union. It will be the best decision of your life.

Maria Ritter

Maria Ritter

a year ago

I worked with Mary at the Sterling branch today, and I've never been so humiliated by a business before. I walked in with $5,000 in my pocket to open an acct. I told them I'll also be getting a settlement check that will be coming in 2 weeks once my lawyers office processes it. $5,000 in my pocket and I was told I'd have to come back with the settlement check to open an acct! Seriously? Then she told me that I'm on a list that my identity has been compromised (someone stole my credit card # off a scimmer on a gas pump) and that's one of the reasons they don't want to open an acct for me...really? So if someone steals my info, I get flagged and then the bank doesn't want to do business with me? And she said it like it was my fault that someone stole my credit card info! I can't believe a person gets treated like that in this day and age - unbelievable! So a person who's ever had money stolen off their credit card or their identity stolen, definitely don't go to this bank even if you have $5,000 in your pocket, because they'll belittled you, make you feel like a piece of trash, and send you on your way! Hopefully I can find a bank somewhere that's not going to ostracize me because someone stole my cc info on a gas pump! You would think they might have a little more compassion for someone who's been in that situation, instead of treating them like it's their own fault and they're somehow "marked" now, and they don't want anything to do with them! That's just not right! Some holiday spirit! Well, I wish everyone at the bank a safe and Merry Christmas and hopefully you all can find some humbleness in this holiday season!

Brittney Garrett

Brittney Garrett

5 years ago

I've never had a banking experience like I have received here! When deciding to get a new car it was suggested to go here for my loan. I opened a savings account and was wary of the traditional banking system but have had a great experience. The staff quickly recognized me and know me by name even after being with them just a few months. They are patient and understanding, answering all my questions without feeling like I'm getting the run around just to appease me. I have since brought other people to the business who were wanting to switch banks to open an account. I can't recommend them enough!

Christopher Wheeler

Christopher Wheeler

6 years ago

They are always super friendly and treat me with respect when I come in.

Elizabeth Payne

Elizabeth Payne

3 years ago

I bank here. They have been good to me.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).