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Horizons North

13559 Huron Street, Westminster, CO 80234
NCUA Insured3.7 (123 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

13559 Huron Street

Westminster, CO 80234

Service Area

This credit union is located in Westminster and serves members in the CO area. Currently serving 6,717 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.00%

Used Auto Loan

3.00%

Personal Loan

16.00%

Credit Card APR

7.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CO

Lowest rates currently reported by credit unions in CO (NCUA Q4 2025).

Horizons North— New Auto LoanThis CU

Westminster, CO

3.00%
Horizons North— Used Auto LoanThis CU

Westminster, CO

3.00%
Clean Energy— Personal Loan

Englewood, CO

2.99%
Horizons North— Credit Card APRThis CU

Westminster, CO

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.7

123 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Christy

Christy

3 months ago

I've been banking with Lisa at Horizons North Credit Union for over a decade, and I genuinely can't imagine going back to a large corporate bank. The difference is night and day. At a big bank, you're a number. Here, you're a person — and that shows in every single interaction. Lisa and the entire staff are warm, knowledgeable, and truly invested in their members. It never feels transactional. Whether I have a simple question or something more complex, I always leave feeling taken care of. And if you need any more proof of the kind of environment they've built — my dog absolutely loves going in to say hi to everyone. That says everything. When your pup can't wait to get through the door, you know you've found something special. If you're on the fence about making the switch from a corporate bank to a credit union, let this be your sign. Horizons North is the real deal — a community institution that actually lives up to what that means.

Marcia Maldonado

Marcia Maldonado

4 months ago

Been a customer ten years. Thank God. I love you guys. Always friendly. Always kind smiling and friendly great guest and customer service. Sure appreciate you. Don't tell you when I'm there but thank you from the bottom of my heart. I love you guys. Keep up what you do because other banks like chase and weeks Fargo will always be at the bottom.

Google User

Google User

a year ago

I have been an HNCU member for over 15 years. I moved away from Colorado 5 years ago and I can't find a bank/credit union that comes close in comparison. I have to give a shout out to Sandy! She always provides me with a smile I can see over the phone! Her response/customer service to my every question/concern is ALWAYS met with professionalism and kindness. I appreciate ya!

Barbara Murphy

Barbara Murphy

a year ago

Everyone should have the experience of having Sandy as their Customer Service Rep. I have been a Member for over 20 years and NO ONE has ever given the service that Sandy gives. It doesn't matter if it is setting up a new online account or explaining the different financial programs HNCU offers. Sandy has always been very patient and very professional and you can tell she appreciates her customers/members. Keep up the EXCELLENT WORK!!!!

Savannah Raven

Savannah Raven

a year ago

Have been a member for many years and just wanted to give a major shout out to Lisa. The past few years she has been amazing to work with. She gets things done, is excellent at communicating, and has been very patient with our family and the many questions we have asked. She has made our lives much easier! The Raven Family thanks her for her hard work and help!!! 😊

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).