NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Enfield, CT may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Enfield and serves members in the CT area. Currently serving 3,497 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.25%Used Auto Loan
8.25%Personal Loan
10.75%Credit Card APR
11.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in CT (NCUA Q4 2025).
Waterbury, CT
Bloomfield, CT
Bridgeport, CT
Waterbury, CT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
24 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsTracey Palazzo
8 months ago
Recently visited this branch on their "late" day to open an account for my daughter. Was told it was too late in the day and to come back another time. So much for a being community bank, we will not be back.
daverson
8 years ago
Love being able to do business with a financial institution which offers so many great services. When my former local bank got swallowed up in a merger and stopped caring about their smaller customers, I moved everything over to the credit union and never looked back. Enfield Federal offers all the services of the big guys, but with a personal touch that only a community credit union can offer. They're the best.
Mike Lingner
5 years ago
I have been a member since 1991 and have never had an issue with any employee of ECFCU. In particular, both Linda and Barbara will greet and treat you like family. Their ability to remember names that they may only see a few times a year is impressive. And though they are not a big establishment they also don't have all the fees either. Home town courtesy keeps me here.
Gladys Bowen
9 years ago
I've had a loan in the past that I took out for my son's car that has since been paid off. The people at this bank are so great that they even called me let me know when he (my son) hadn't made a payment before it would show up on my credit report. This bank is a blessing to the Enfield Community. I highly recommend it. I'm so glad they are there. Even if you don't have the best credit which I didn't have at the time but now I have excellent credit. Thanks for giving me a chance!
George Dobitsky
2 years ago
I Just went in and wanted to join the credit union and open an account, teller seemed disinterested in helping me and said I needed to make an appointment, yet there was a banker sitting at his desk doing nothing, I'm like heck there are 20 banks in a 5 mile radius I probably don't need an appointment. So I know where not to bank now.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(860) 253-5100Website
Visit WebsiteMembers
3,497
Total Assets
$44.2M
Year Opened
1936
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile