Nutmeg State Financial

500 Enterprise Dr Ste 4A, PO Box 66, Rocky Hill, CT 06067

NCUA Insured3.8 (147 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rocky Hill, CT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

500 Enterprise Dr Ste 4A, PO Box 66

Rocky Hill, CT 06067

Google Maps 🗺Waze

(860) 513-5000

Service Area

This credit union is located in Rocky Hill and serves members in the CT area. Currently serving 66,360 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.50%

Used Auto Loan

7.25%

Personal Loan

6.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CT

Lowest rates currently reported by credit unions in CT (NCUA Q4 2025).

Norwalk Postal Employees— New Auto Loan

Waterbury, CT

3.00%

Kief Protective Mutual Benefit Ass.— Used Auto Loan

Bloomfield, CT

4.24%

East End Baptist Tabernacle— Personal Loan

Bridgeport, CT

5.99%

Waterbury Connecticut Teachers— Credit Card APR

Waterbury, CT

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

3.8

147 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Nolan Nolan

2 weeks ago

-Rocky Hill Location drive through machine deposits haven’t worked the last 4 days I visited. Been with nutmeg for a while and they have been great but driving out to Rocky Hill 20 minutes each way with same issue present has gotten old. Bank of America is closer and I can make deposits at these locations more available and ready than nutmeg.

OSA Victor

7 months ago

Do not deposit checks in this bank. They hold it for almost 2weeks. The check came from a reputable company but they could careless. I needed to pay bills but cannot and will be late. In the past, I deposited checks in another credit union and funds were made available the next day. It is frustrating to hold on to checks that clears immediately just for their personal gains.

Marla Avery

a year ago

Update. Machines are there still but are no longer being used. They have real tellers and the drive though is open! Machines are always out of service, drive through hasn’t been open in YEARS and I’m not sure if they even have “tellers” working anymore. The AAA worker is there and friendly (nutmeg should take notes) Would switch banks in a heartbeat but they make it difficult to withdraw money, can only imagine how hard it would be to close out accounts.

Elias Deleon

a year ago

The people at the bank are not a problem. However, the credit union as a whole is absolutely horrendous. The bank has repeatedly frozen my account without giving me any form of notification and has left me stranded without access to my account. The absolutely lack of proper banking etiquette is of deep concern to me. Any proper bank would have a better way of handling these situations. As well, when I speak with people over the phone regarding the situation they lie to me and tell me I have been notified, when any such notification does not exist. A complaint with the better business bureau is going to be filed!

Dan Flynn

10 months ago

Unfortunately, I have to leave a one star rating because they won't let you do less. I deposited a certified bank check for $9000. The check cleared within two business days. It's now been seven and they still will not release my money. This is completely illegal, and I have lawyers looking into this. As soon as this is finished, my account will be closed. I would not recommend nutmeg state financial credit union for anything.!