NCUA Insured
Member-Owned
2 charter
Established in 1982
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Shelton, CT may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1982
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Shelton and serves members in the CT area. Currently serving 26,402 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.69%Used Auto Loan
5.19%Personal Loan
9.99%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in CT (NCUA Q4 2025).
Waterbury, CT
Bloomfield, CT
Bridgeport, CT
Waterbury, CT
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.5
107 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMichael
a year ago
I was shopping for a refinance of my home in Middletown last month, reviewing about 10 lenders. I was lucky to stumble across MSCU, since they are in Danbury I had no previous knowledge of them. Their rate was very competitive, but it was the service that got me hooked. Each and every staff member worked with me through all the moving parts of the process and I couldn't be happier. They were not only professional, but every specialist was cheerful and supportive. It was quite refreshing... and a special shout out to Jackie Putetti for handling all my silly questions. All in all- the process was super smooth and quite fast. I Highly recommend MSCU without hesitation.
Jessra Photography
a year ago
Working with Forrest was truly a blessing! He was the mortgage officer who helped my mother through the purchase of her new condo, and I cannot recommend him enough. From start to finish, he was patient, incredibly knowledgeable, and always one step ahead. He explained everything clearly, kept us updated at every stage, and made what could’ve been a stressful process feel smooth and manageable. Forrest truly goes above and beyond for his clients we’re so grateful for his support and professionalism throughout this journey!
Alyssa1920
a year ago
Recently bought my first home this month. Forrest was my mortgage originator. I highly recommend him to anyone! For weeks before I was actually ready to put in an offer he went over numbers with me to make sure we created the best budget. When I was finally ready to get serious about showings and put in offers he could not have been more on the ball. His communication between me and my realtor was impeccable. immediate responses no matter the day or time. His commitment to his clients is unwavering. As my offer was being negotiated on a Sunday night and he was still there to answer any questions we had. Offer to closing was 2 and a half weeks which I didn't even know was possible. This absolutely could not have been done without him. He is absolutely amazing at his job! Thank you Forrest!!!
Amanda Mucherino
11 months ago
I have dealt with MSCU for many years now; car loans, HELOCs, etc. I reached out to Forrest Ridley in Shelton to inquire about a mortgage -- from the very beginning he made me feel comfortable and was patient with every question I had. I never felt pressured but he always made me feel like a priority and not just a number. He checked in regularly and ensured my mortgage process was going seamlessly. The entire mortgage team (Sharonda & Maria) ensured I closed on time and without a single hiccup. I cannot recommend them more highly. MSCU has my business for life and I would encourage anyone to use them over the standard mortgage provider; you will NOT be disappointed!
Wendy Fox
10 months ago
I had one of the best experiences in refinancing my home. This wasn’t my first refinance but surely it will be the best, fastest and seamless experience. I worked with Forrest, who not only was courteous but supportive, and kept me informed during all steps in the process. The best mortgage lender by far!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(203) 402-7400Website
Visit WebsiteMembers
26,402
Total Assets
$362.5M
Year Opened
1982
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile