Northwest Hills

339 N Elm St, Torrington, CT 06790

NCUA Insured3.6 (40 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Torrington, CT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

339 N Elm St

Torrington, CT 06790

Google Maps 🗺Waze

(860) 496-7326

Service Area

This credit union is located in Torrington and serves members in the CT area. Currently serving 3,701 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

5.24%

Personal Loan

9.99%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CT

Lowest rates currently reported by credit unions in CT (NCUA Q4 2025).

Norwalk Postal Employees— New Auto Loan

Waterbury, CT

3.00%

Kief Protective Mutual Benefit Ass.— Used Auto Loan

Bloomfield, CT

4.24%

East End Baptist Tabernacle— Personal Loan

Bridgeport, CT

5.99%

Waterbury Connecticut Teachers— Credit Card APR

Waterbury, CT

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Joey Dabb

3 months ago

From day one, I’ve experienced a true family-like atmosphere where members are treated with respect and genuine care, not like account numbers. The service is absolutely white-glove. The team takes the time to listen, explain options clearly, and make sure you feel confident in your decisions. What really stood out to me was Chris, the CEO. He personally stepped in to make sure I was taken care of, and that level of leadership and commitment speaks volumes about the culture of this credit union.

nick colabella

10 months ago

NWHCU is a great bank, these negative reviews are not a true reflection of the people inside. Every time I go in I am met with a smile, they are helpful, and kind. I have had 2 auto loans with them and they have the best rates around. I will continue to do business here, they are a wonderful company.

Megan Osakowicz

3 months ago

My favorite bank! Great deals on loans! Great customer service as well

Wendy Fedor

12 months ago

I'm honestly not sure why there are so many negative comments...I have only the best to say about this office and the employees that work there! I have been a member here for as long as I can remember, have numerous accounts and have also had many loans serviced through them. The interest rates are always the best and the employees go out of their way to be helpful and makes things easy for their customers!

Nathan rogers

3 years ago

Today is December 14th 2022,for 2 days now I haven't been able to contact the credit union via email or phone (just getting a busy signal).....the only way to contact them is by car in which I live about a half hour away and I need to handle my money to get my car out of the shop.......this is very unprofessional on this institutional part. They're basically holding people's money hostage......I wouldn't recommend this place because they should have something in order for people to contact them under these kind of conditions