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Ithink Financial

P O Box 5090, Boca Raton, FL 33487
NCUA Insured3.3 (65 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 5090

Boca Raton, FL 33487

Service Area

This credit union is located in Boca Raton and serves members in the FL area. Currently serving 116,811 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.99%

Personal Loan

11.40%

Credit Card APR

12.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(21 total)

Member Reviews

3.3

65 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Masooda Farooq

Masooda Farooq

4 months ago

IThink is a great bank with incredible customer service that goes above and beyond. They have always been able to solve hard situations and come up with solutions. The bank manager Sandra Garcia was phenomenal in helping with one of our account that was hacked. She was always there to help and guide in all bank procedures. She was patient, understanding and supportive. I would recommend her if anyone needs true guidance.

Farrah Odyssey

Farrah Odyssey

8 months ago

After over a decade of loyalty, it's disappointing on how the Credit Union has deteriorated. It’s abandoned its once core values and new approach is corporate bank mentality more than actually helping the members who fund its existence. Incompetent customer service to deal with complex issues which are met with blank stares and canned responses. Any member who falls victim to fraud or a compromised account is treated as persona non grata and will be penalized instead of supported. CHRISTY in the Fraud Department exemplifies this approach because of her lack of consideration or understanding in matters. It’s clear CHRISTY in a role she’s unqualified for, likely secured through internal favoritism rather than merit. It’s frustrating to see how internal staff will attempt to make a name for themselves on backs of member's hardships to promote their own career's reputation meanwhile completely annihilating individuals finances. CHRISTY'S direct actions have devastated members’ financial stability, irreparably damaging credit scores long-term and as a result financial recovery is unattainable. There’s no insight, no real plausible solutions, just isolation and pushback for people who have already been targeted by scammers. This isn’t protection it’s negligence disguised as policy. Credit Unions are once known to stand for trust within a community & preferred over big traditional banks, but that trust has been eroded. Members deserve better than to be ignored, punished, neglected & treated like liabilities.

Gabriela M

Gabriela M

6 months ago

What can I say? I’m only 18 years old first time opening up a bank account for my self super clueless on how… very superstitious on who to trust to help me. Manager Marcia Almeida changed that ! She was absolutely brilliant, went above and beyond to make sure I felt comfortable and got all care I needed I left super happy 😊. She has the best customer service !

Carlos Callirgos

Carlos Callirgos

3 months ago

Richard and Danie are so kinf and helpful . I would recommend anyone looking to open a account or do a transaction to go to them

Sean App

Sean App

9 months ago

I needed help with my account online and Guerline was so helpful and patient with me. There was another man who told me they would be right with me. Great customer service at this bank as always.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).