Florida West Coast

1225 MILLENNIUM PARKWAY, Brandon, FL 33511

NCUA Insured4.6 (87 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1991

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Brandon, FL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1991

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1225 MILLENNIUM PARKWAY

Brandon, FL 33511

Google Maps 🗺Waze

(813) 643-5572

Service Area

This credit union is located in Brandon and serves members in the FL area. Currently serving 11,179 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.22%

Used Auto Loan

5.80%

Personal Loan

10.80%

Credit Card APR

10.06%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%

Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%

Coastline— Personal Loan

Jacksonville, FL

7.18%

1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.6

87 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jahi

7 months ago

I came in today to request a card replacement and met Esperanza , she gave me all the information needed to correct my address and securely make sure my debit card reaches me. I truly appreciate her delightful and careful attention on this matter ! Truly an outstanding asset to banking.

Mary Guthrie

8 months ago

I love my local bank, Florida West Coast Credit Union. If you need help, they are always ready to help. They will resolve your account issue as soon as possible. I would highly recommend this if you are looking for a bank or credit union.

Aislinn Zofnas

10 months ago

Kayla, Angelica and London were so helpful! I have been a member of this branch for over 20 years, I am al and greeted with a smile when I walk in. I needed help with the app and setting up bill pay, it was giving me problems ( I know I sound old), but these ladies walked me through how to set everything up from the teller window, they didn’t ask me to go see someone else or make an appointment. They all looked very busy when I got there, since it was at the end of a workday, I can’t thank them enough for their kindness and patience. They are truly as asset to the Brandon office, I appreciate you ladies!

Ricardo Armendáriz Macías

3 months ago

Rebecca provided great customer service! Florida West Coast is a great bank!

Ekecia Anderson

8 months ago

Love the Brandon branch.. I went right inside it was no line and the sweet lady was so kind and made sure she ordered me a new cc since I been months without it she was awesome