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Harvesters

P.O. Box 5, Cantonment, FL 32533
NCUA Insured3.9 (77 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 5

Cantonment, FL 32533

Service Area

This credit union is located in Cantonment and serves members in the FL area. Currently serving 34,080 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.74%

Used Auto Loan

7.54%

Personal Loan

13.40%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

3.9

77 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
SGN

SGN

5 months ago

I thought it was a good credit union until they changed debit card services. They now use some scam company called Shazam. After spending what seemed like hours on the phone with Harvesters trying to get answers as to why our debit cards don't work, they assured us they should work fine. Sunday afternoon trying to get gas and, as usual, DECLINED. I'll be finding a different bank that actually respects their customers instead of these scam artists holding our money. Luckily, I have a credit card that has no problem working, it's not from Harvesters. NOTE! Shazam has 0% ratings on TrustPilot do to their "poor customer service" but there are several people reporting no stars you can view. Also Shazam has MANY Scam warnings online, as well. Scary! Oh and thanks to Harvester's reply which doesn't bother to ask to "work things out". In fact, it was posted minutes after I posted this...on a Sunday. AI, I suppose. Wow.

Shelby Wiggins

Shelby Wiggins

4 months ago

They hold my SS check for three day! It comes on Wednesday and they REFUSE to release it until after 5 pm the following Friday. Then they lie about after they've blocked me from seeing in a pending state. They haven't always done this. They started doing it about two years ago. It's an extremely cold thing to do to elderly people who need this for food!!! Extremely disappointed!

Burrell Trucking llc Russell

Burrell Trucking llc Russell

6 months ago

Been a member 30 plus years was once a great CU now they're automating everything and all I get to do is talk to robots and get hung up on...the personal service i expect from a financial institution of any type. Looks like time to find better services i know a human answers me when I call United Bank

Carrie Jo Hare

Carrie Jo Hare

11 months ago

I absolutely love this Credit Union! I opened my account around 10 years ago. At first I was worried about a 'small town bank' and wondered how I could access my account if I traveled BUT since they partner with A LOT of 'Sister Banks' I am able to deposit checks, pull cash and everything else I can do at Harvesters with any of their sister banks. You can grab a full list of partner/sister branch locations at your local Harvester's. When I had an unexpected financial expense pop up, I was financially stressed. Luckily I talked to someone at Harvesters in Cantonment and they explained that they offer a 'payday advance loan' up to $1,000 with 0% APR on the spot WITH NO CREDIT CHECK NEEDED! Payments are stretched over a 12 month period making the payments affordable, with no penalty to pay off early! Also over the years I've learned about a ton of perks you absolutely will not get anywhere else from EXTREMELY LOW LOW APR on any of their amazing repo's. If you overdraft just call them and ask for a reimbursement, for example: I had a payment come out I wasn't expecting u til after payday, causing me to overdraft and 9 times out of 10, they will REIMBURSE your fee or you can always opt out to overdraft so you never have to worry about that. They allow up to $900 overdraft with only a $35 fee per transaction so if you need to overdraft. You can pull out what you need all at once ( up to $900) at your local branch to avoid any unnecessary fees AND THEY NEVER JUDGE YOU! 🥰 As long as your account is pulled back positive within 30 days and stays positive 24 hours, than you can go 'negitive' as often as you may need. Absolutely EVERYONE working at any of these branches have always been so sweet, kind, understanding and caring. This Credit Union gives off 'Ol Time ' Vibes from back in a time where your local bank knows you by first name and treat's you like family. HARVESTERS is by far the best financial establishment to trust with your hard earned money!!

Clayton A

Clayton A

10 months ago

I was in a pickle. Money was pouring out in fees and penalties, it was more than a trickle. I called my bank and asked please-advice- I need help- these overdraft fees are killing me. By some twist of fate, an act of grace, on the other end was charity. She said do this, I can help, it'll be ok. And no lie, in one day, everything was turned around, the skies had cleared, I was Back on track things were looking up and seriously, I owe it all to charity. Now I can't say with any assurance that anyone else there in that bank is more than three stars. But because of the goodness of her tide- all ships have risen, so everyone can be 5 stars and it's all thanks to charity. Thank you. my new financial advisor (I wish) and pal. Thank you charity.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).