City-County Employees
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1941
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Clearwater, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1941
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Clearwater and serves members in the FL area. Currently serving 3,932 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.68%Used Auto Loan
8.07%Personal Loan
12.76%Credit Card APR
16.55%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in FL
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Member Reviews
4.7
45 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Venus Valenty
10 months ago
They are the most WONDERFUL people! I love them all! Always friendly, helpful, kind, and understanding. They know their members by name and never too busy to help and care. Thank you all for being YOU!!!
Donald Taylor CEO of MorningStar Services!
4 months ago
Always kind, helpful and great staff go out of their way to help you. Great place.
Klynn
2 years ago
Excellent credit union with superb customer service! I have been with CCECU since the 1980's and I am a second generation customer! We have had the pleasure of working with Mike the VP over the years, he has always gone over & beyond. Mike has assisted with all of our accounts & loans! You will not find a car loan rate better anywhere in the area. Thank you, Mike for being the best in the business and truly caring about your customers!
Mychel Mitchell
2 years ago
I have been with this credit union for 7 years now, my family banks with them also. Very helpful, professional and I am really comfortable with their services always.
Mike Lee
9 years ago
I love this bank been with them for 14 years. Half of my family go's here. Great with loans and financing when you talk to there loan offers there looking out for your interest. Ive never had a problem here untel recently. I feel that the people working the drive through needs to be trained again. They have you wait for a long periods of time. There both new so I haven't complained yet but. Normal i would have just went to another branch but only one of them in Florida. So if it keeps happening im moving my business elsewhere.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(727) 442-7746Website
Visit WebsiteMembers
3,932
Total Assets
$41.4M
Year Opened
1941
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile