Financial Educators

P. O. Box 11197, Daytona Beach, FL 32120

NCUA Insured4.6 (11 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Daytona Beach, FL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1969

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P. O. Box 11197

Daytona Beach, FL 32120

Google Maps 🗺Waze

(386) 506-3040

Service Area

This credit union is located in Daytona Beach and serves members in the FL area. Currently serving 1,421 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.35%

Used Auto Loan

7.16%

Personal Loan

12.60%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%

Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%

Coastline— Personal Loan

Jacksonville, FL

7.18%

1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

TubbySqueakers

7 years ago

I DID finally find it. It's inside the building, on the left I believe. And with any credit union, you have to become a member to keep your money there. The woman on the phone was very cordial and professional. I can't find this place, help! ... Still haven't ever found it. It is not a shared branch. The woman on the phone said it's in building 300

Cheryl Madden

7 years ago

I want to apologize to the FEFCU staff for a recent comment I posted regarding the length of time it takes to get money transferred into my account. I knew the rules, it was clearly explained to me. My uncalled for statement does not at all reflect how I really feel about your credit union or every one of you who goes above and beyond to meet my needs. I didnt even know you existed until I began college at Daytona State and when I was done, I stayed with you until I moved. When I came back to Volusia and needed a checking account, FEFCU is who I thought of first and that's because it's impossible to forget the outstanding service that I have always gotten there. Please accept my sincere apology. Cheryl Madden

Vivian Jones

a year ago

I love this bank been banking with them for years me and my family their great service and the way the treat is like human beings and not just doller signs

Sergio Crandall

9 years ago

The directions are wrong, misleading, they lead you (East) from the Southeast Museum of Photography! It is actually across (North) from the museum's entrance! It's actually off Pine Crest Ave., which is off Hilton Ave. at the Daytona State College!