Back to Gainesville credit unions

Campus Usa

PO Box 147029, Gainesville, FL 32614
NCUA Insured4.1 (119 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 147029

Gainesville, FL 32614

Service Area

This credit union is located in Gainesville and serves members in the FL area. Currently serving 160,308 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.79%

Used Auto Loan

5.04%

Personal Loan

11.29%

Credit Card APR

14.15%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(23 total)

Member Reviews

4.1

119 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Fritz Kal

Fritz Kal

3 months ago

Sadly today I closed my account after almost 30 years with Campus. After moving out of state I made the decision to join a local credit union and transfer everything here. In all my years with them I never had a serious issue with them. I lost count of the calls, texts and emails to verify charges that didn't look right. They caught every attempt to get into my account and saved my butt. I loved being able to talk to a human with any issue I had, I lost my card several times and was issued a new one the same day at the nearest place. They have me my 1st car loan then several more over the years. All the staff were amazing all all the branches and I'll miss them. Thank you for decades of great service.

Joseph Hatin

Joseph Hatin

6 months ago

This missive is to commend Ms. Kersten Harrington, who works at 34th st. Campus branch. On November 5th, I placed an online order (1 item) for a product I researched for its validity, (I was familiar with the individual who created the research behind the product). The order taker/shipper recorded 3 items and listed a recurring purcase status. I immediately presented at 34th st. Campus, signed in and Ms. Kersten immediately invited me into her office. I explained the situation and she politely yet authoratively, walked me through the security precautions available. The advice was to block the account and open a new one. I shared with her that we utilized that account for over 15 years and desired to talk it over with my wife. Her patience and knowledge reassured to discuss it with my wife and return the following morning. That evening, a charge was processed and the following day I returned to Campus. Ms. Kirsten once again advised me to close the account which she effected the closure, reopened a new account and presented me with the new cards. She informed me how to contact our repeating services and simply change the account information. Her patience was unprecedented and her social skills are unsurpassed. Combined with service knowledge and business acumen were soundly reassuring. A model employee and very kind person. Sincerely, R. Joseph Hatin and Cecilia W. King.

hypertense

hypertense

6 months ago

Noah is an awesome teller! He was extremely polite to me, and greeted me with a smile. He was very helpful and asked me questions to ensure I was getting exactly what I needed. Never had any issues with Campus before, and this branch is a good location with plenty of shaded areas to park!

DANIEL SALAZAR

DANIEL SALAZAR

10 months ago

⭐⭐⭐⭐⭐ I’ve been a proud member of Campus USA since 2012, and over the years I’ve had multiple auto loans with excellent interest rates. I truly enjoy being part of this community. Today, I visited the SW 34th Street branch to notarize a lease agreement and was assisted by Mrs. Ariana Rammer. I want to highlight her kindness, professionalism, and the warm, genuine way she treats customers. Her friendly and attentive service made my visit not only easy but truly pleasant. People like Ariana make a real difference and bring tremendous added value to Campus USA. She is an outstanding representative of the credit union, and I feel proud to be a member.

Steve Williams

Steve Williams

6 months ago

I had trouble going online. Went to Gainesville office Emily fix the problem was very professional and polite we thank so much. Very nice bank.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).