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Florida

P.O. BOX 5549, Gainesville, FL 32627
NCUA Insured4.0 (155 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 5549

Gainesville, FL 32627

Service Area

This credit union is located in Gainesville and serves members in the FL area. Currently serving 177,623 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.27%

Used Auto Loan

8.01%

Personal Loan

14.10%

Credit Card APR

14.79%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

4.0

155 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Linda Getchell

Linda Getchell

4 months ago

I very highly recommend Amy at this location!! She went above & beyond to help me - I would give her 20 ⭐️ if I could!! She is very helpful, friendly, kind, dedicated, & knowledgeable. She goes out of her way to help you & is an asset to your company for customer satisfaction. She goes out of her way to understand your personalized needs, then acts on them to make it happen! I couldn’t be happier or more grateful to receive her support & help, she definitely deserves acknowledgment, & she is a key member for your team & company!!!

Nikie Waits

Nikie Waits

5 months ago

Love this bank! Florida Credit Union helped my husband and I rebuild ourselves one loan at a time. The support from this institution was critical to our growth. Thank you for investing in our recovery stories.

Joshua Colon

Joshua Colon

7 months ago

I’ve had the pleasure of being helped by Kam’rn a few times at Florida Credit Union, and each visit has been a positive experience. She’s friendly, approachable, and brings a great sense of humor to her work, which makes banking feel more personal and enjoyable.

Tony Moe

Tony Moe

10 months ago

This Young Man Mr. Sims Is One Of Many Men That I Would Love Too Add Too My Collection Of The Reality Of Successful Day And Would Also Like Send Great Review Too Mr.Tyler S The customer service is fantastic 📌🦾✍🏻🫵🏿🦻🏿🫶🏼🙌✍🏻

Joshua Modeste

Joshua Modeste

a year ago

I wanted to take a moment to share my appreciation for Amy Hires at Florida Credit Union. From start to finish, Amy went above and beyond to ensure I received the best loan rates and secured my new credit card with terms that truly worked for me. Her professionalism, dedication, and attention to detail made the entire process smooth and stress-free. I was impressed by how responsive she was to my questions and how committed she was to helping me find the best options. Amy’s personalized service truly made a difference, and I couldn’t be more grateful for her time and effort. It’s rare to find someone who genuinely cares about their clients' needs, and I’m so glad I had the opportunity to work with her. Thank you Amy for your outstanding service, and thank you to Florida Credit Union for having such a fantastic team member!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).