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Compass Financial

PO Box 160580, Hialeah, FL 33016
NCUA Insured4.6 (89 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 160580

Hialeah, FL 33016

Service Area

This credit union is located in Hialeah and serves members in the FL area. Currently serving 3,955 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.25%

Used Auto Loan

8.60%

Personal Loan

15.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

89 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joseph Dawson

Joseph Dawson

6 months ago

My auto loan process went smoothly. I went car shopping and found the truck that I wanted. I then called Compass and did the application, and by the end of the day I had the draft. I’ve used Compass a few times in the past and I’ve been treated awesome every time.

Sha D

Sha D

6 months ago

Working with Ruth on securing the loan for our new truck was an excellent experience from start to finish. She was incredibly professional and efficient, making a process that is often confusing feel straightforward and easy. Ruth communicated clearly, answered all our questions promptly, and ensured all the paperwork was completed quickly. We truly appreciate their dedication to moving our application along smoothly. Thanks to her we drove off the lot much sooner than we expected. Highly recommend!

Daniel Perez

Daniel Perez

4 months ago

A local community bank with world class service. Came in looking for a car and Joe provided much needed assistance with financing and also vehicle recommendations. You can always trust compass for reliability, trust and honesty.

Jen

Jen

8 months ago

Hands down the best credit union to work with. This is my second auto loan I have worked with them with and I wouldn’t have it any other way. Quick and simple. Joe is extremely knowledgeable and easy to work with. Thank you so much!

Carlos Javier Rodriguez

Carlos Javier Rodriguez

6 months ago

Joe Migenis helped finance my vehicle. He made the experience very smooth & pleasant. Everyone at the bank was very nice & made the experience very pleasant. I highly recommend Joe & the Bank.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).