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Community First Credit Union of Flo

637 NORTH LEE STREET, Jacksonville, FL 32204
NCUA Insured4.6 (56 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

637 NORTH LEE STREET

Jacksonville, FL 32204

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(904) 354-8537

Service Area

This credit union is located in Jacksonville and serves members in the FL area. Currently serving 188,741 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

6.54%

Personal Loan

10.25%

Credit Card APR

14.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%
Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%
Coastline— Personal Loan

Jacksonville, FL

7.18%
1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(26 total)

Member Reviews

4.6

56 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sue Sheetz

Sue Sheetz

5 months ago

I'm so glad I joined Community First Credit Union. Sharon, the Manager, is outstanding! Customer service is top-notch. They help in any way possible. Sharon helped me to save by getting me a lower monthly percentage on a loan vs a credit card. Thank you for ALL you do and the benefits you offer. Have a wonderful 2026!

Valerie Anthony

Valerie Anthony

4 months ago

Andres Osorio was the best bank representative I’ve ever worked with! He not only fixed my problem, he took the time to teach me many things to work with online banking. I was so confused when I came in, but after working with Andres, I left feeling confident. Thank you, Andres!

Allie S

Allie S

3 months ago

Andres helped me with a debit dispute and made the process so quick and seamless. He gave me clear directions on a timeline and left me feeling confident about my accounts and new card. Thank you Andres!

Duval Lee

Duval Lee

a year ago

My experience with Community First was an awesome one. Open up a small business account with Jessica Sakhno when I tell you she was very knowledgeable helpful, & friendly. Great personality and easy to talk too. Treated me as a customer should be treated. I would recommend anyone to her at anytime. Thank u so much JS.

Tina S

Tina S

3 months ago

Emrah is so helpful, patient, and kind. I asked him for a request that typically takes days and he got it done within the same business day. Thank you for your help!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).