Keys

3022 N Roosevelt Blvd, Key West, FL 33040

NCUA Insured4.2 (294 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Key West, FL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3022 N Roosevelt Blvd

Key West, FL 33040

Google Maps 🗺Waze

(305) 294-6622

Service Area

This credit union is located in Key West and serves members in the FL area. Currently serving 18,296 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.45%

Used Auto Loan

7.35%

Personal Loan

14.00%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%

Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%

Coastline— Personal Loan

Jacksonville, FL

7.18%

1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.2

294 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Eric Brown

3 months ago

I had an excellent experience working with Jaylin. She was extremely professional, and courteous. Her friendly attitude and attention to detail truly set her apart. It’s rare to find customer service this genuine and efficient. Keys Federal Credit Union is lucky to have someone like Jaylin on their team. I highly recommend asking for her if you want top-notch service!

Jorge Rodriguez

6 months ago

Peta and Gisselle were great. I went in to get information on refinancing my vehicle. Peta was super informative and let me make my own decision with no pressure. Gisselle came in and made the transaction super quick! Wish I would have came in sooner! Thank you.

Kenneth Hudson

4 months ago

I am a former NAS Key West employee retired and living in Central Florida, well pleased with. Keys Federal Credit Union for over 17 years. My most recent interaction was a debit card replacement, with need for fast turn around. My Customer Service Representative, Connie, quickly arranged terms and executed steps necessary for me to have the new card in my hands within just

Lori Langton

4 months ago

Thank you to John N and Brandon who were great and who put me in contact with Amelia H. who was awesome! Amelia H. was kind, knowledgeable, efficient, and extremely professional. I had one idea in mind, but after reviewing everything, she came up with a better solution. Thank you, Amelia H! I will recommend you and Keys Federal Credit Union to everyone! Wishing you all a successful and prosperous 2026!

timothy Ricker

6 months ago

What a great experience. My loan application went so smooth I couldn’t believe it My past experiences with other banks took weeks. In a few days I was approved and had the money. Nura was so efficient and professional. I am so glad I joined the keys federal credit union. Thank you so much.