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Addition Financial

1000 Primera Blvd., Lake Mary, FL 32746
NCUA Insured4.8 (3,008 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1000 Primera Blvd.

Lake Mary, FL 32746

Service Area

This credit union is located in Lake Mary and serves members in the FL area. Currently serving 257,389 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

5.64%

Personal Loan

12.38%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(36 total)

Member Reviews

4.8

3,008 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Anthony Franco

Anthony Franco

3 months ago

Addition Financial in Orange City never fails to impress and always keeps the client's best interests in mind. My latest experience is due to the kindness , clarity and personable interaction I had with Rosie, an assistant manager at the branch. As I entered the building, I was warmly greeted by Rosie who invited me into her office. My purpose in visiting was to renew a small CD that had reached its maturity date. Rosie handled the transaction flawlessly as well as shifting some other funds into it per my request. Throughout our time together we had a purposeful and informative dialogue regarding a variety of topics pertaining to my accounts. Rosie is extremely personable and knowledgeable, and when I left her office I felt respected and appreciated even though my business was of a minor nature. Thank you Addition Financial for continuing to put the client first, and thank you Rosie for an enjoyable moment in my day.

ma Di

ma Di

2 weeks ago

To whom it may concern, I want to sincerely thank Angel from Addition Financial Collections for her outstanding customer service and assistance in helping resolve a credit dispute involving two negative late payment remarks on my credit report. The issue occurred during the merger transition from Envision Credit Union to Addition Financial, and Angel was incredibly professional, knowledgeable, and helpful throughout the entire process. Not only did she clearly explain the steps needed to address the dispute, but she also took the initiative to personally follow up with me afterward to confirm that the matter had been resolved and that the two negative reports had been removed from my credit history. It is rare to encounter someone who is both compassionate and proactive in customer service, and Angel truly went above and beyond. I greatly appreciate her dedication and professionalism. Thank you, Angel! Best regards, Mark D.

Tonia Williams

Tonia Williams

3 months ago

I spent over an hour on the phone with a pleasant, knowledgeable and extremely helpful young man name Sebastian. The Envision and Addition merger has created a lot of changes but working with someone like Sebastian makes this transition a smooth process. Thank you, Sebastian for an excellent customer's experience. You are amazing!!!

Suzanne Martin

Suzanne Martin

5 months ago

My experience with Raquel was wonderful. She is knowledgeable and gives very clear directions on the next steps. But most importantly, she is so patient and kind. She was very polite, telling us, "Take your time," "You are welcome." She spent time with us to assure us our accounts were in good order. She provided a solution to our problem. You are very lucky to have her working for you, and we were very lucky to have her help us today. Thank you, Raquel.

Jorge Triana

Jorge Triana

3 months ago

we had the pleasure of dealing with Rita Ellis and Tanya Dillard from the Additions Lake Mary brand. They showed up on Saturday (their off day) to meet us and take care of our matter due to the sensitivity and the criticality of the timeframe Of the issue since we were flying out early Sunday morning. Their willingness to go above and beyond to Meet with a customer showed their empathy and the care that they have for their customers.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).