NCUA Insured
Member-Owned
1 charter
Established in 1978
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Lakeland, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website โNCUA Insured โ deposits protected up to $250,000
Member-Owned โ not-for-profit cooperative
1 charter
Established in 1978
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Lakeland and serves members in the FL area. Currently serving 123,371 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.09%Used Auto Loan
4.99%Personal Loan
9.50%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union โ not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
909 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDaniele Whitman
5 months ago
I had the pleasure of getting a teller named Andrea today! Very engaging, personable, kind and knowledgeable. She deposited my check and enrolled my money into a CD on the spot! And she recommended a great lunch spot, since we were in town from Brooksville. ๐
Dorothy Wilson
3 weeks ago
I just want you to know that both tellers Kia & Andera both treat me with the most respect whenever I come to Publix Credit Union. They take their time and handle my business transactions exactly how I want them regardless if their is an easier way. They are very detailed & always ask me if Iโm satisfied or need anything else. They represent your company very well. Iโm thankful to have them both wait on me when I come inside of Publix. Dorothy Wilson, Happy Customer
Lakeya Hamilton
6 months ago
I am a new member just got enrolled When I first arrived I was greeted by friendly ๐ smiles and wonderful hospitality from the staff kia...we laughed at how we had the same name lol,๐ thenshe directed me where to go to become a new member .Ms.Trinity Smith has signed me up and I felt comfortable and she explained everything to me i needed to know. She was very bubbly and has a wonderful Personality and very Professional. It was a wonderful experience for me .I will most definitely tell my coworkers and my family to join PEFCU....I am a Satisfied customer ๐
Skip powell
a month ago
I have been banking with PEFCU now for 38 years. It is ALWAYS a great experience! Iโve never considered banking anywhere else. Today was no different. Kia was my teller and she was awesome, very pleasant and nice. If you lucky enough to get called to her desk, you will leave happier than you were when you got there! ๐
Melisa Marshall
6 months ago
I had an absolutely marvelous experience with Monica Santiago! From start to finish, she delivered exceptional customer service and truly went above and beyond in every way. Her professionalism, attention to detail, and genuine care made my entire experience unforgettable. I was truly impressed with the level of dedication she demonstrated. Monica didnโt just meet expectations, she exceeded them. I will be telling everyone I know to go to Monica because she outdid herself and set the bar incredibly high. Highly recommend!
Weekdays 9amโ4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(863) 683-6404Website
Visit WebsiteMembers
123,371
Total Assets
$1.7B
Year Opened
1978
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile