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Tru Fi

602 S 6th St, Macclenny, FL 32063
NCUA Insured4.2 (94 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

602 S 6th St

Macclenny, FL 32063

Service Area

This credit union is located in Macclenny and serves members in the FL area. Currently serving 7,963 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.04%

Used Auto Loan

7.91%

Personal Loan

12.08%

Credit Card APR

13.84%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.2

94 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mitch Taylor

Mitch Taylor

3 months ago

Tiah went over and beyond to make my new home purchase easy as could be we emailed several times through out the process always got right back to me highly recommend her for any of your home loans thanks again Tiah

Asheleigh Mulkey

Asheleigh Mulkey

a year ago

We just recently switched to this local credit union after being with a big branch bank for years. I regret that we didn’t switch sooner!! The service we have received has been phenomenal! Every time we walk in, no matter what teller is at the desk, they greet me by name before I even tell them any info. They respond to messages within minutes and are always so nice. The personal touches they provide is something a big branch bank could never provide. I’m so glad we decided to go with them and I just know we’ll be lifelong customers now!

micah morrison

micah morrison

9 months ago

So far so good greeted by a uniformed officer at the door place is clean staff friendly and it smells really nice so far no complaints at all

Kaylee Rogers

Kaylee Rogers

11 months ago

I recently switched from a larger bank to my local Tru-Fi, and EJ Carasco was incredibly helpful in setting up my account and ensuring the whole transition went smoothly. I was initially hesitant to make the change, but after EJ’s recommendation, I’m so glad I did!

Matthew Stafford

Matthew Stafford

a year ago

Just switched over to Tru Fi. EJ helped us make the switch. He was helpful and pleasant to work with! We were seen super quick after coming inside. The process was smooth and fast! I highly recommend!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).