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Baptist Health South Florida

13200 SW 128th St, Building C-1, Miami, FL 33186
NCUA Insured3.6 (17 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

13200 SW 128th St, Building C-1

Miami, FL 33186

Service Area

This credit union is located in Miami and serves members in the FL area. Currently serving 13,849 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.13%

Used Auto Loan

7.12%

Personal Loan

14.11%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.6

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Ricardo Perez

Ricardo Perez

7 months ago

Not customer friendly experience at all.rates were somewhat competitive….full stop No option to pay down balance from external sources without paying extra. One time only courtesy pay over the phone. Not allowed to pay more than $3000 at one time Don’t try calling after 4:00 pm Please bring this institution into the 21 century for employees and outside users 🙏 this bank should do better.

Stephanie m

Stephanie m

2 years ago

Beware of late payment posts, glitches in the system where payments disappear and then reappear, and a bunch of overdraft late fees. I have never had an issue with baptist federal credit union if anything nothing but great things but they're starting to become like wellsfargo and BOA where they steal your money with late fees. There system charges late fees when it deems fit. Even when you deposit funds immediately it does not matter. Extremely upset. Ive been charged $110 overdraft fees.

Mayumi Ozaki Todd (尾崎真由美)

Mayumi Ozaki Todd (尾崎真由美)

a year ago

Very good hospital. High level doctors and facilities. It’s a big hospital

MEHDI MEHRAN FARD

MEHDI MEHRAN FARD

2 years ago

VERY NICE AND CLEAN SURGICAL DEPARTMENT . HIGH PROFESSIONAL AND GOOD EDUCATED DOCTORS , NR. AND STAFF. THANKS BAPTIST HEALTH.

Alex Richmond

Alex Richmond

6 years ago

Beware fake cashiers checks coming from this place. Not sure what's going on with it but have recieved and know some people who have recieved fake cashiers checks in the mail from them. Just beware if you get one, hopefully they fix this problem soon.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).