Educational
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Miami, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Miami and serves members in the FL area. Currently serving 117,120 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.34%Used Auto Loan
6.34%Personal Loan
15.15%Credit Card APR
17.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in FL
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(10 total)
Member Reviews
4.5
83 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Tangela Adams
4 months ago
The receptionist was great.She was nice and polite.However, my husband had an account there.And I came in to transfer his money over to a new account that I was opening up but II gave them all of the information on me. For my identification, however, my husband had me down as my nickname. And with his last name, so I showed him papers of our marriage license, desertificate, my identification. And I also gave them a check with my nickname on it. That was deposited into my new account with Ed fed. But somehow they are telling me that I can't take the money that he left in his account. When I was there on December 1st with him, we told the cashier to change my name. And ask her, did we need to see the receptionist? I pointed over to the receptionist, and she told me no that she changed it in the system. I feel that it's unfair for them to not give me the credit of my husband's money in their bank. And I gave them all the information I can give them. I have no proof that my legal name is what he had on the the account. But I did have a check that one of my church family wrote for me in the name that they have at the bank.that's the only proof I have. I did bring in a paper I sent in a paper with my name. Known as from the social security office, and I'm hoping that everything that I have given them would be enough to release the funds that my husband left .
Mr. Tafari
3 months ago
The Customer expereince was smooth. Da'Nesha was patient and thoughtful. She walked me through th eprocess smoothly and was willing and able to answer all my questions.
Gary Robbins Jr
10 months ago
My experience was great at EdFed my loan officer was very knowledgeable she did not rush me,or pressure me at any time to take a loan. She took her time and explain all of the benefits as well as the paperwork, she was polite and efficient. She email me back within a timely manner of me emailing her and was very helpful to my process. EdFed we need more role models like Ms. Da'Nesha Boswell was excellent and so was the manager Eric, thanks again to the EdFed family for serving me for over 35 years of excellent service.
Jesus Berrios
6 months ago
Trustworthy, good people. Miguel Rojas was professional and made me feel welcome. Thank you EdFed 😊
Edwin Ponce
7 months ago
Very great experience! Went for an auto sale event and got approved for the vehicle on the spot and drove off with no issues.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(305) 270-5200Website
Visit WebsiteMembers
117,120
Total Assets
$1.8B
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile