Miami

51 SW 1ST AVENUE, SUITE 604, Miami, FL 33130

NCUA Insured3.7 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Miami, FL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

51 SW 1ST AVENUE, SUITE 604

Miami, FL 33130

Google Maps 🗺Waze

(305) 377-1017

Service Area

This credit union is located in Miami and serves members in the FL area. Currently serving 2,632 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

6.99%

Personal Loan

12.00%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%

Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%

Coastline— Personal Loan

Jacksonville, FL

7.18%

1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.7

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

William Mason

4 months ago

I took out 2 CD's from saving account with Carmen over the phone as I live some distance from Miami. The entire process took less than 20 minutes. The next day, I had problems in down-loading the documents to sign, and after a few phone calls, we found the problem that I didn't click on all needed boxes to auto sign. Great patience and customer service as well as prompt service in returning my calls.

Mrs D

7 years ago

They have not caught up to the times. Any other bank including other credit unions are able to email you or provide certain information you may need. With this Credit union there is a cost for everything including a print out of your bank account statements. Good service but still haven’t caught up to 2019. And also the lady that always picks up no matter the reason for your call insists on speaking Spanish. So make sure you’re bilingual.

Natasha Herard

7 years ago

I'm still waiting on a call back from a week ago for something as simple as being suspended from my online account. I wanted to start utilizing my account for more than just small transactions. This makes me not trust that I can have my money in this institution and have access to customer service and online banking as I am used to. Wish I recorded the person's name who answered the call she was a bit rude.

Pepper Fiore

3 years ago

i never was able to open an acct w them bc the federal security guard was so rude and aggressive with me i left. he personifies that toxic masculinity and zero people skills (w women anyway) that we've been reading about). i wonder how much business this guard loses for the credit union every month?