Miami Postal Service

2190 NW 72 Avenue, Miami, FL 33122

NCUA Insured4.0 (291 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1991

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Miami, FL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1991

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2190 NW 72 Avenue

Miami, FL 33122

Google Maps 🗺Waze

(305) 592-7733

Service Area

This credit union is located in Miami and serves members in the FL area. Currently serving 12,949 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.49%

Used Auto Loan

3.74%

Personal Loan

9.49%

Credit Card APR

15.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%

Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%

Coastline— Personal Loan

Jacksonville, FL

7.18%

1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

291 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Fannny Stewart

3 months ago

“The customer service was excellent, professional, understanding, have a super friendly team which most banking companies doesn’t definitely 10/10 with you guys they even followed up with me to ensure I was satisfied with my banking!”. I would highly recommend others THANK YOU Bryan

Ekmolls

5 months ago

I dont usually write reviews but this place deserves 0/5 for how long it takes to send out money through a wire transfer. Recently i was waiting for 6 hours!!!!!! That is unacceptable, i’ve never seen such incompetence. And it has happened multiple times. There has been days where my family has also had to wait even days. I DO NOT recommend! Dont waste your time!

Kenneth Hunter

5 months ago

Jeremy has helped me and my family multiple times and has always been great. Overall a great credit union with good people and services.

R H

a year ago

From seeing the sign on billboard and driving into the credit union to take advantage of some great rates. Excellent service fast processing. Recommend to every one