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University

13241 SW 136th St, Miami, FL 33186
NCUA Insured4.1 (39 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

13241 SW 136th St

Miami, FL 33186

Service Area

This credit union is located in Miami and serves members in the FL area. Currently serving 16,030 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

15.99%

Credit Card APR

15.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.1

39 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Chad Paquette

Chad Paquette

4 months ago

If I was not the man I am. I would be feeling probably the worst ever about myself as a human, American and father. Because of what my address is here in miami. They would not let me give them my cash to hold in there ummmmmm "credit union". The guy at the counter says because you stay at Camilla's house we won't accept you as a member. I told him I am still a human. But being human is something they are not. Inhumane is more like who they are. They just keep me in my face, shove me off the boat into the ocean by a life jacket or even better they set me on fire. That's how I feel with how they treat me. Unless you like looking down on people in the shelters. Don't go there. They are not human. Anyway. Wow just wow. And they give this not kind service at a hospital.

M M

M M

2 years ago

I was experiencing some difficulties with my car payment last month and Mrs. Leticia Rodriguez talked to her manager and other departments to help me resolve this matter. In the mean time, she would call me to let me know how the situation was progressing, and guided me to solutions to this problem. She is very nice, understanding, attentive, and efficient. This month, I, unfortunately, had the same problem again and, again, Mrs. Rodriguez kindly helped me resolve the situation. As always, she worked diligently, efficiently, and quickly to resolve my issue. I'm very grateful for the amazing help I received from Mrs. Rodriguez. I recommended her services 100%. Thank you once again, Mrs. Rodriguez.

Kristy Tobar

Kristy Tobar

3 years ago

Had a wonderful experience with my auto loan for used car purchase thanks to Leticia Rodriguez who helped me through the process for months with her amazing customer service. She worked with me for several months while I tried to find the right car. She was extremely accessible, helpful, and friendly. I hope to be able to work with her again in the future!

Jean nette

Jean nette

3 years ago

Amazing and smooth process, Doris Garcia is a great asset to your company. She treat us with compassion and effectiveness. She for sure will handle of all of our family accounts. She was detailed and caring about our credit and help us in anyway to get the best deal. There should be more people like Doris. Thank you so much for what you have done for us. ❤️

pedro tages

pedro tages

3 years ago

Best best rates in town. Leticia was very professional, very knowledgeable and if you need to refinance or buying a new car please give Leticia a call. You will not be disappointed.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).