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Santa Rosa County

P.O. BOX 841, Milton, FL 32572
NCUA Insured4.6 (47 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 841

Milton, FL 32572

Service Area

This credit union is located in Milton and serves members in the FL area. Currently serving 13,705 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.03%

Personal Loan

10.56%

Credit Card APR

8.77%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.6

47 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Blake Floyd

Blake Floyd

11 months ago

I had the pleasure of working with Norma on my new auto loan, and I couldn’t be more satisfied with the experience. From start to finish, she made the entire process fast, smooth and stress free. Norma went above and beyond by not only handling the details with efficiency, but kept me informed every step of the way. Her follow up and communication made a big difference and gave me full confidence that everything was being taken care of. Thanks to Norma, the loan was completed without a hitch. Highly recommend working with her and the team at SRCFC if you’re looking for someone who combines both expertise and excellent

Meredith Young

Meredith Young

11 months ago

A great place to bank! I love that whenever I call, a kind and helpful person answers—no recordings, no endless menus. It feels just like a hometown bank should. Signing up online was quick and easy—just a few minutes. I definitely recommend SRC!

Alicia Floyd

Alicia Floyd

11 months ago

Just bought a new vehicle and financed it through Santa Rosa County Federal Credit Union — huge shout-out to Norma for making the whole process so smooth and stress-free! She was absolutely amazing to work with — super helpful, patient, and went above and beyond to make sure I was taken care of. Highly recommend connecting with her and SRCFCU if you’re looking for great service and great rates!

Angie

Angie

9 months ago

Norma made my loan process so easy and smooth. She was in constant communication with me and completed it quickly.

Rhonda Lamon

Rhonda Lamon

a year ago

Ms. Norma Evers assisted me in procuring another auto loan. She patiently and graciously answered any questions and concerns I had. She is extremely knowledgeable, professional and works with a focused determination and expedience in getting the job done. She is definitely an asset to the credit union and should be recognized and commended for always offering impressive, superior service. Thank you.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).