NCUA Insured
Member-Owned
2 charter
Established in 1949
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Orlando, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1949
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Orlando and serves members in the FL area. Currently serving 247,428 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.00%Used Auto Loan
5.90%Personal Loan
10.00%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
127 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Mapsjacqueline love-johnson
3 months ago
Robert answered the phone to let me know that there was a notary available today. I love coming to this location because I am greeted before entering FAIRWINDS itself. And then at the counter, I was able to get help so that I could speak with someone about getting something notarized. Xzavier exhibited a great job assisting me with getting my paperwork notarized. He is very professional and a keeper. I have been always impressed by the teamwork and the family at this downtown FAIRWINDS credit union location. I would like to say, thank you to EVERYONE!!!
Paul M
3 months ago
Marysol at the Downtown Branch is always Extremely helpful. She bends backwards to help and has the greatest customer service skills. She is Awesome! I always look forward to getting her at the window whenever I go! Very knowledgeable also!
Richard Kennedy
3 months ago
Consistently friendly staff with lower rates on auto loans and higher interest rates on savings. Dennisha was very helpful today suggesting I use their new Spend Smart Checking and Save Smart Savings, which has a way higher rate than area banks. 3.30% APY. They have teamed up with Dave Ramsey (nationally known for helping people get out of debt and get ahead). Very impressed and highly recommend. I don't miss the "big banks" one bit.
louis harrison
3 months ago
I am a newer member to fairwinds and since opening my account I Love coming to thr DTO branch everyone is so nice! But Marysol gets a special recognition for always helping me with all of my questions and requests. Marysol is the best!
Vonticia Brown
a week ago
My experience today was amazing Marysol A has great customer service and was so helpful too my whole experience I went in there for one thing, but she helped me out with more than just that I greatly appreciate her for all her help. She also deserves more than a five star.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(407) 277-6030Website
Visit WebsiteMembers
247,428
Total Assets
$5.1B
Year Opened
1949
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile