M
Back to Orlando credit unions

Mccoy

PO BOX 593806, Orlando, FL 32859
NCUA Insured4.3 (227 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 593806

Orlando, FL 32859

Google Maps🗺Waze
(407) 855-5452

Service Area

This credit union is located in Orlando and serves members in the FL area. Currently serving 80,893 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

1.99%

Used Auto Loan

2.99%

Personal Loan

7.99%

Credit Card APR

13.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto LoanThis CU

Orlando, FL

1.99%
Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%
Coastline— Personal Loan

Jacksonville, FL

7.18%
1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

4.3

227 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Bianca Currie

Bianca Currie

7 months ago

Just wanted to express my sincere appreciation for the exceptional support I received from Debra today. I don’t call in often, but I had several questions, and she was incredibly patient, knowledgeable, and gracious throughout our interaction. She ensured that all my concerns were fully addressed.

wilmar loaiza

wilmar loaiza

7 months ago

Mrs Hannah Bowman, was a great with my auto loan refinancing, explain very clear and the options that McCoy Federal offer are great, very happy even I opened my Checking and Savings account, looking in the future for my home loan. Thanks guys for your help, specially Mrs Hannah Bowman.

Ralph Silletti

Ralph Silletti

2 months ago

I would like to express my appreciation for the help I got these last two days. Keisha, Hannah & Maria, went over and above what I consider customer service. Thank you ladies, especially Maria for putting up with all my questions.

Kathleen Wade

Kathleen Wade

9 months ago

Maria was extremely patient and awesomely helpful. My life has greatly improved! She made not only my morning but my entire year so far! Treat her well and don't yell at her💕

Hector La Fosse

Hector La Fosse

2 months ago

Love my branch everyone is so helpful and have lots of patience especially Ms Sylvia . Never disappointed with the service , knowledge and help she always provides me and my wife.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).