NCUA Insured
Member-Owned
2 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Panama City, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website βNCUA Insured β deposits protected up to $250,000
Member-Owned β not-for-profit cooperative
2 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Panama City and serves members in the FL area. Currently serving 10,785 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.56%Used Auto Loan
7.61%Personal Loan
15.00%Credit Card APR
12.32%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union β not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.9
74 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAriel Blackwood Carroll
3 months ago
Amy Goodwin is AMAZING! She walked me through every step of the process of obtaining an auto loan, and very quickly. She was communicative and thorough, and made me feel comfortable. Amy is kind, patient, and professional. She kept me on track and helped me understand all factors at play. If you are in the area looking for a credit union you can trust, call Amy!
Crystal Valdes
3 weeks ago
Working with Hello Credit Union for my auto loan was the absolute best decision. Not only did it go smoothly but Carla Broglen took care of me like we had been best friends for 20+ years. She was so sweet and polite and made sure everything was explained throughly every step of the way. She doesnβt know it yet but she now has a long distance best friend for life, even though weβve never met face to face.
Kelli
7 months ago
I had such a wonderful experience working with Mary Raffield at the Hello Credit Union of Bay County. From start to finish, Mary was incredibly kind, patient, and genuinely invested in helping me secure my new home. She always responded quickly to my questions and made me feel supported every step of the way. It was clear that she truly cared about me and wanted the best possible outcome, not just another completed loan. Her professionalism, compassion, and personal touch made the entire process smooth and stress-free. I'm grateful for her help and highly recommend Mary at Hello Credit Union of Bay County to anyone looking for a mortgage broker who truly goes above and beyond. π
Ruddy Ruddy
8 months ago
Barbara is a wonderful staff member! Very attentive and finds answers to match all customers concerns! Totally would recommend all those attending the union to fraternize with Barbara. Extremely professional! Barbara goes above & beyond for those in need of assistance very helpful. She has a warm welcoming smile and is personable with all customers! 20/10 experience! Thank you Hello Credit Union for providing me with your fantastic staff service member Barbara! Strongly recommend your union to those looking for a suitable banking establishment! Thank you πππ½
Lynne Lulfs
6 months ago
What a wonderful experience with the Hello CU team! From the initial call, their customer service has been 5+ Stars. Their app is easy to use and they offer many convenient locations. I am thrilled we chose Hello!
Weekdays 9amβ4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(850) 785-6103Website
Visit WebsiteMembers
10,785
Total Assets
$157.4M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile