NCUA Insured
Member-Owned
1 charter
Established in 1953
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Pensacola, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1953
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Pensacola and serves members in the FL area. Currently serving 4,718 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.25%Used Auto Loan
5.89%Personal Loan
12.35%Credit Card APR
10.03%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
45 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsTodd Morris
3 months ago
I had an easy and quick auto refinance with Beth! I’ve been a member for a long time and My Pensacola Credit Union never disappoints. Love the people and attention they provide.
Kevin Nutt
7 months ago
I would like to sincerely thank Renea at the Hwy 29 branch. She was able to get a check authorized after a long process and phone tag with my insurance company. I just would like to thank her for her diligence in expediting my check authorization. This is why I bank here, great people, Thank you 😊
Clayton Parcell
9 months ago
What a amazing experience. After getting a recommendation to give them a call for a refinance on my auto, I sent a email. Quickly was sent the requirements list to join. Provided the simple info and had a account setup. I think was put in contact with Beth in the loan office. She hands down provided the best service I have ever had for the entire loan process. She quickly setup, completed all the required paperwork, acquired the loan from my previous bank and finished my new loan. I recieved a great rate, with add on services with little effort on my end, completed by amazing professionals. She kept me in the loop on everything going on and helped with ways to improve my loan and save money. I couldnt be happier. I will recommend my Pensacola credit union to everyone I know now! The fact that it's a smaller business with personal people in a local area that you can reach and communicate with is one of the best things. Thank you Beth, when I need any loan services, you will be my first call.
Hazel Stewart
6 months ago
Sydney was very helpful and patient while I was completing my banking transactions. Thank you!
Brenda Robinson
a year ago
We have been shopping for a new RV for several months and finally found one we love. It worked out great since My Pensacola Credit Union was having a special on their interest rates at the same time. So, we sent in our application and requested to work with Tara since she has been our "go to" for loans several times before. Tara took such fabulous care of us. We received an approval quickly, Tara let us know exactly what she needed from us to close the loan, she kept us informed along the way, sent us all the options we had for the term and associated interest rates so that we could make an informed decision and worked diligently to help us close on our timeframe. We have done business with this credit union for decades and Tara is a bright very bright spot in our relationship history!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(850) 432-9939Website
Visit WebsiteMembers
4,718
Total Assets
$88.2M
Year Opened
1953
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile