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Blue Coast

1825 S. Jefferson St., Perry, FL 32348
NCUA Insured4.4 (80 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1825 S. Jefferson St.

Perry, FL 32348

Service Area

This credit union is located in Perry and serves members in the FL area. Currently serving 11,280 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.01%

Used Auto Loan

5.50%

Personal Loan

13.84%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.4

80 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Erin Hart

Erin Hart

4 months ago

I had an excellent experience with Allie. She was friendly, patient, and very professional, taking the time to answer all of my questions and explain each step of the transaction. She greeted me with a smile, verified everything carefully, and made the whole visit quick and stress-free. It’s great to be treated like a valued customer instead of just another number. I highly recommend this branch because of team members like Allie.

Alicia Wilson

Alicia Wilson

4 months ago

Allie at BCFCU-Perry is fantastic to work with. She consistently handles my requests with care, accuracy, and efficiency. She’s always friendly, knowledgeable, and makes the process smooth and stress-free every time. I truly appreciate her professionalism and excellent customer service!

Melinda Island

Melinda Island

4 months ago

Customer Service has always been exceptional. As a new resident to the area, my financial institution is in another state. l walked into the my local branch in Perry, Fl to complete a "share branch" transaction. The tellers willingness to help me understand the process of bank to bank transactions via share branch made me feel comfortable in that moment. The transaction was smooth and seamless. As if I was physically standing in my local bank.

Morgan Hadley

Morgan Hadley

4 months ago

I just want to take a minute out of my day to say how phenomenal Allison (Allie) is when working with her. She is super helpful and makes sure I know everything going on with my account. I personally only work with her because her worth ethnic goes above and beyond my expectations and you’ll always have a good laugh in the midst! If you’re looking for 1 specific teller to work with - she’s your girl.

Mike Coker

Mike Coker

3 months ago

Working with Angie McCoon was an absolute breeze! Angie made the entire loan process seamless, transparent, and way less stressful than I anticipated. Highly recommend for anyone looking for a pro who actually delivers.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).