NCUA Insured
Member-Owned
1 charter
Established in 1939
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Port St Joe, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1939
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Port St Joe and serves members in the FL area. Currently serving 5,231 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.09%Used Auto Loan
5.74%Personal Loan
9.90%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.4
12 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSteven Seger
7 months ago
Do yourself a favor and bank anywhere else. It’s impossible to get anything done. Olivia Taylor just personally explained to me that it’s too much for her to get what I need from my accounts on top of her “personal workload” I’ve been begging for account information for over a month. Stick your money under a mattress and call it a day but don’t waste your time here.
Riley Causey
2 years ago
Called the saint joe office asking for a new debit card they said they had me one ordered and otw 3 weeks later without a debit card ,I call and find out from a different office that they never ordered me a card at all. Eastpoint office is always helpful though
Emily Seger
8 months ago
Getting anything done with this bank is like pulling teeth actually it’s harder than pulling teeth. You would be better off, sticking your money under a mattress and saying a prayer.
Mike Evans
6 years ago
They block their members from making payments by debit card by phone while pretending it is because the other financial institution is pulling the payment incorrectly. Your claim is false. We send them through as card not present. You have told multiple members they are denied because we run them as an ATM cash advance instead of a POS. You said you would be more than happy to speak with me but you included no contact information.
Buddy Kennedy
9 years ago
Very unprofessional and the account manager didn't even know you could change your social security deposit online and over the phone as well. I was also basically called a liar when I tried to inform her that you could. I was told "it must be magic" . Evidently in her ignorance she could not figure out how to do so for her grandmother and when I called to tell her I was successful in doing so my application for an ATM card "magically " disappeared. Well abra cadabra my account is about to dissappear and reappear elsewhere. I recommend you avoid this happy little good ole boy credit union.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(850) 227-1156Website
Visit WebsiteMembers
5,231
Total Assets
$63.7M
Year Opened
1939
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile