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1st Street

1558 1ST STREET, Sarasota, FL 34236
NCUA Insured3.4 (37 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1558 1ST STREET

Sarasota, FL 34236

Service Area

This credit union is located in Sarasota and serves members in the FL area. Currently serving 1,888 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.98%

Used Auto Loan

7.31%

Personal Loan

11.26%

Credit Card APR

6.69%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.4

37 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tara Ritchie

Tara Ritchie

8 months ago

I can not thank you enough for the opportunity to move into a more reliable vehicle. As a member for 10+ years, I can not say enough great things. Your employees are incredibly easy to work with and made the buying process smooth. Thank you for all you do and continue to.

Buster Bud

Buster Bud

4 years ago

The staff is always friendly and willing and ready to help with your financial needs. Unlike many financial institutions, they will get to know people by name. If you need a loan or are looking for a new place to have your checking or savings account, give them a call to see if you can become a member.

Callie Murphy

Callie Murphy

a year ago

They are always so nice and amazing, I’m so thankful to have them. They do my shared banking. Dawn is absolutely fabulous I love her she always helps me out anyway she can. Sherry is so sweet. I really appreciate all they do for me.

Laritha Freeman

Laritha Freeman

5 years ago

This credit union Works fast and efficiently and effectively with members to meet your needs. My experience with Crystal Avery has been amazing! I couldn’t have picked a better credit union. Thank you first Street for meeting all my family needs! 🤗

Biz My

Biz My

2 years ago

Went in to take care of some business. No greeting or acknowledgement of any kind, so I just stepped up to the front desk and asked may I approach ? A VERY RUDE & UNPROFESSIONAL young man by the name CONNOR says with a destain look and concending smug ATTITUDE says "What do you think ? that's why I'm here" I'm not a friend of bad vibes and attitudes especially so early in the day and that explained everything I needed to know about how they must handle business, the reviews Don't lie either ! I simply said I'm not having that and there's nothing they could do for me there, and I walk right back out. Bad business.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).