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Florida a & M University

1610 S Monroe St, Tallahassee, FL 32301
NCUA Insured2.4 (44 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1610 S Monroe St

Tallahassee, FL 32301

Service Area

This credit union is located in Tallahassee and serves members in the FL area. Currently serving 3,816 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.72%

Used Auto Loan

7.37%

Personal Loan

13.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

2.4

44 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Aeryn Davis

Aeryn Davis

6 months ago

After 18 years of banking with this institution I am very disheartened. A little over a year ago there was a fraudulent Zelle transaction that processed in my account (Never had Zelle and the credit union doesn't support Zelle). I reported it, filed a Police report and took all measures to recoup those funds. I was met with conflicting responses from the manager and President. After reporting the institution to the NCUA they agreed to refund my funds, after at least 6-9 months of fighting. Thereafter, the funds were reported to NCUA as refunded but were not refunded to me until I called Alex out on it months later and she finally refunded it. Because of my reporting to NCUA, they have treated me as if I should not have advocated for myself and there have been so many instances in which retaliatory action was taken against me just to make things harder. Once time permits I plan to end my relationship with them and would advise anyone looking to open an account here to go elsewhere. The first 10-15 years rendered awesome service but now it is unprofessional. It is my hope that they make things right and I would be happy to remove this review, but as of now I do not understand how people can call themselves professional but their actions are vindictive and they totally disregard their members and treat them as if they do not matter.

Mary

Mary

a year ago

Disappointed After 23 Years of Membership I have been a loyal member of FAMU Credit Union for over 23 years and have always been pleased with their services—until recently. In September 2024, my savings account was hit with more than $1,000 in unauthorized charges. I immediately reported the issue in October 2024, filed a police report, and followed all required procedures, including those outlined by the Credit Union and the NCUA. Despite my diligence, I have not received all of my stolen funds. I have repeatedly attempted to resolve the matter, but my experience has been nothing short of frustrating. I have encountered misleading information, unfulfilled promises, and outright dishonesty from staff, managers, and even the President. This situation has severely damaged my trust in FAMU Credit Union. A financial institution should protect its members, honor its policies, and resolve disputes fairly and promptly. Unfortunately, that has not been my experience. I am sharing this review in hopes that no other long-time member has to go through the same ordeal. I sincerely hope the Credit Union takes accountability and corrects this issue.

Lady Ni'cole

Lady Ni'cole

a year ago

A complete waste of time. I applied for a business loan & was told it would take 7 days. 7 days turned into 2 months of inconsistent communication & misleading information. You’re lucky if someone answers the phone. They’ll tell you someone will reach out to you, but they don’t. The customer service and lack of would not make me want to be a customer. This was my first experience & impression with them & it will be my last. This whole process screams unprofessional & untrustworthy. After reading reviews from 5 years ago I can see not much has changed.

Maya Cull

Maya Cull

a year ago

This is the worse credit union in Tallahassee. No customer service and you can never get ahold of anyone by phone. Their overdraft policies suck . I am definitely moving to a better credit union or bank.

Lacheryl Boyd

Lacheryl Boyd

6 years ago

I’m a new member from Polk county Fl with no tides to the community other than wanting to bank with a black owned bank. My experience hasn’t been anything other than pleasant. I’ve had constant conversation via phone and email with “Rose”. Not only did she go out her way to assist me in opening my account she made a follow up call once my deposit posted. I became a voting member of the NAACP an I’m looking forward to a longevity relationship with this bank. I’ve had all types of bank experience why not be understanding and compassionate towards like minded and people who reflect you. FAMU credit union I’m here for long haul can’t want to have my business checks rolling in. $$$ signed a happy new member

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).