NCUA Insured
Member-Owned
2 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Tampa, FL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1954
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Tampa and serves members in the FL area. Currently serving 43,564 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.25%Used Auto Loan
5.75%Personal Loan
9.99%Credit Card APR
14.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
133 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsGhost Writer
4 months ago
Alicia Buchanan was AWESOME! Friendly, fast, articulate, and went above and beyond to assist during the entire interaction. I will most certainly be coming back to FCCU for my banking needs and can confidently recommend them to friends and family! Thank you Alicia’s
Wanda Tkacs
7 months ago
I'm not a member but I take my mom to so her banking. Usually I stay in the car but this day mom was a little off with her balance so I walked her in the first thing she said was oh good my girl Tammie is working. Tammie is very patient with her and knows what she wants and how. It's wonderful how Tammie takes care of the elderly. Tammie has a beautiful personality.
Pierre Momplaisir
10 months ago
My wife and I both needed vehicles this year. We thought this process would be a pain to go through. We could not be more wrong. Alicia Trottier was remarkable and so quick. We received calls immediately explaining the process. The process took less than 24 hours. She was professional, kind and efficient. She works like a machine. Our family is grateful for all your help!
Anthony Jaramillo
7 months ago
Alicia and her team were great to work with. I was able to get my auto loan refinanced with them at 4.99%
Barbara Heath
a year ago
Samantha Olsen (Branch Manager) is absolutely amazing. This lady is always so willing to go out of her way to help me and my family. I have been a member since 1988 and there's been several times over the years that I have considered leaving, but because of Samantha we are happy yet again. It's hard to get people to help. Many many phone calls and sitting on hold can be so frustrating. But all I do is call her and within minutes she has everything sorted out and helps with whatever is needed. So grateful she is there. Her knowledge is impeccable, and in the rare case she doesn't know something she's willing to find out and return my phone call. You guys have a good one in her. Don't let her go. I truly hope management sees this and knows how lucky they are to have her working there. As a client I know!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(813) 879-3333Website
Visit WebsiteMembers
43,564
Total Assets
$614.7M
Year Opened
1954
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile