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Powernet

5619 Harney Rd, Tampa, FL 33610
NCUA Insured4.6 (27 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

5619 Harney Rd

Tampa, FL 33610

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(813) 621-6454

Service Area

This credit union is located in Tampa and serves members in the FL area. Currently serving 3,224 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.69%

Used Auto Loan

6.76%

Personal Loan

12.14%

Credit Card APR

10.03%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).

Mccoy— New Auto Loan

Orlando, FL

1.99%
Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%
Coastline— Personal Loan

Jacksonville, FL

7.18%
1st Street— Credit Card APR

Sarasota, FL

6.69%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Maverick Gaddy

Maverick Gaddy

8 months ago

Been/was a member for 9 years. A few months ago I had my debit card information stolen. So I cancelled the card. So I asked them to send me a new one. I also asked them to suspend any transactions on this account until I got the new card. They did not suspend the account and the account got over drafted. With no way to use the account because they kept sending my debit card to an old address. Finally they reached out to me and got me a card sent. After over drafting the account and charging me 70$ in late fees. They then closed my account so I had no way to get more money into the account to get the payments made. Absolutely ridiculous. Don't waste your time with this credit union. The auto loan rates are trash, and the one good thing (the credit card) is now unusable because the account i have is closed. It's also still accruing interest with no way for me to get money into an account. All I can do is mail them checks now. Save yourself the trouble and go elsewhere.

Juana Alvarez

Juana Alvarez

8 months ago

I have been a member for over 30 years. PowerNet is the only bank I have done business with that treats you like a person and not just a number. My father RIP was a member over 50 years and that’s how I became a member

James blake

James blake

a year ago

Been a member since 1987. Best banking institution there is. Mike is amazing and always willing to help a member.

Stan McIntosh

Stan McIntosh

a year ago

I’ve been a member for over thirty years, I couldn’t recommend it more. It meets all of my banking and finance needs. Great place to be a member! 50 year Union Steamfitter,

Brigitte Lee

Brigitte Lee

7 years ago

My experience here has always been positive. Staff members are always extremely helpful and friendly. You're greeted when you walk in the door. And if you're a regular they know you and treat you like your a friend. My father has banked here since I was little and they are great with kids and animals too. They have lollipops for kids and doggie treats for the dogs that come through drive thru. The bank is extremely clean. Location is odd and only has 1 way in and out but not going to take any stars away beyond that.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).