Usf Federal Credit Union
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1985
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1985
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Tampa and serves members in the FL area. Currently serving 78,887 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
5.49%Personal Loan
10.49%Credit Card APR
12.74%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in FL
Lowest rates currently reported by credit unions in FL (NCUA Q4 2025).
Orlando, FL
Fort Lauderdale, FL
Jacksonville, FL
Sarasota, FL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(10 total)
Member Reviews
4.8
351 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Maria Silva
5 months ago
It was so wonderful my experience at the USF New Tampa branch. Ernestine was extremely patient to help me out with what I needed. I’m very happy and if I could give her one thousand stars I would. Thank you so much for the amazing job, looking forward to see Ernestine again or any of her friends!
Chad Caldwell
3 months ago
Suzy was very helpful and explaining the process of opening a new account. Although they was secure all their information I need to do online banking. She was fantastic
Jasimine Preston
6 months ago
I had a great experience working with Breanna P! She helped me set up my account online and made the entire process simple and stress-free. What really stood out was her consistent follow-up — she checked in to make sure everything was completed successfully and that I could access my online account without any issues. Breanna’s professionalism and friendly attitude made the process even better. I truly appreciate the excellent customer service!
David Perez
6 months ago
Suzy is very pleasant, very professional, very thorough with detailed instructions of any doubts a customer may have about certain banking services. Defenitely solved my issue. Excellent example to follow for future tellers. Overall great experience. If your thinking about opening an account here at USF Federal Credit Union you won't have any regrets.
Lori Pettit
7 months ago
Breanna, Suzy, and Ernestine always greet me with a smile and warm hello. The customer service at this branch is amazing! And they often have candy to share with members. Great rates on products as well!
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(813) 569-2000Website
Visit WebsiteMembers
78,887
Total Assets
$1.4B
Year Opened
1985
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile